🔒 Sign in to view the address
House · 4 bed
Supports major UK property portals
Suggested Offer Range
Close to area median. Standard 3–10% negotiation range. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
AI condition score: 7/10 · South East rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £2,300 |
| Bathroom | £1,700 |
| Living Room | £950 |
| Hallway / Stairs | £350 |
| Master Bedroom | £550 |
| Bedroom 2 | £550 |
| Bedroom 3 | £550 |
| Bedroom 4 | £550 |
| Total Estimated Refurb | £6,250 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | MJH Builders Southampton | 02380 191323 | — |
| decorator | Painters and Decorators Southampton | Free Quotes | 0238-001-7170 | — |
| photographer | Julian Porter Photography | 07720 325336 | — |
Property Details
- Asking Price
- £390,000
- Property Type
- House
- Bedrooms
- 4
- Bathrooms
- N/A
- Est. Floor Area
- 900–1,000 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £22,542 | £401,700 | £15,785 | £1,160 | £12,860 | 9.8% |
| Yr 3 | £23,683 | £426,164 | £16,607 | £4,708 | £40,872 | 31.3% |
| Yr 5 | £24,882 | £452,117 | £17,470 | £9,961 | £72,078 | 55.2% |
| Yr 10 | £28,152 | £524,127 | £19,824 | £31,134 | £165,261 | 126.5% |
| Yr 15 | £31,851 | £607,607 | £22,488 | £64,989 | £282,597 | 216.4% |
| Yr 20 | £36,037 | £704,383 | £25,501 | £113,196 | £427,579 | 327.4% |
| Yr 25 | £40,772 | £816,573 | £28,911 | £177,639 | £604,212 | 462.6% |
| Yr 30 | £46,130 | £946,632 | £32,769 | £260,451 | £817,084 | 625.6% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — South East England ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,596 | 4.9% | 3.1% | £-584 | -12.8% |
| Conservative | £1,747 | 5.4% | 3.6% | £-155 | -1.7% |
| Base | £1,878 | 5.8% | 4.0% | £96 | 3.0% |
| Optimistic | £2,028 | 6.2% | 4.5% | £367 | 8.4% |
| Bull | £2,216 | 6.8% | 5.1% | £672 | 15.2% |
⚠ Condition Flags
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●5.78% |
| Net Yield | ●4.05% |
| Net Annual Income | £15,781 |
| Deductions: void 8% (−£1,803) · mgmt 10% (−£2,254) · maint 10% (−£2,254) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £1,216 |
| Monthly Cashflow (IO) | ●£99 |
| Cash-on-Cash Return | ●0.89% |
| 5-Year IRR | ●3.0% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £29,000 |
| SDLT Effective Rate | 7.44% |
| SDLT (Company) | £29,000 |
| Section 24 Extra Tax/yr (higher rate) | £2,925 |
| SPV Annual Saving | £3,998 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £452,117 |
| Less: Purchase Price | −£390,000 |
| Less: Buying Costs (SDLT + legal) | −£31,600 |
| Less: Selling Costs (est. 2.5%) | −£11,303 |
| = CGT Net Gain (5yr) | £19,214 |
| CGT at 24% | £3,891 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,596 | 4.9% | 3.1% | £-584 | -12.8% |
| Conservative | £1,747 | 5.4% | 3.6% | £-155 | -1.7% |
| Base | £1,878 | 5.8% | 4.0% | £96 | 3.0% |
| Optimistic | £2,028 | 6.2% | 4.5% | £367 | 8.4% |
| Bull | £2,216 | 6.8% | 5.1% | £672 | 15.2% |
Run the numbers on this deal
Use our free Rental Yield Calculator to calculate gross yield, net yield, monthly cash flow, and mortgage stress tests.
Calculate Rental Yield →