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Flat · 2 bed
Supports major UK property portals
Suggested Offer Range
Already 13% below the area median — some negotiation possible but limited margin. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Refurb cost estimate pending — this listing hasn't been through cost analysis yet. Runs nightly; check back within 24–48 hours.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | John Russen Builders: Home | 07766414920 | — |
| decorator | Norwich Painter & Decorator, Jonathan Miller, Interior, Exterior ... | 07766 023097 | — |
| photographer | ETT Photography | 07733 102069 | — |
Property Details
- Asking Price
- £150,000
- Property Type
- Flat
- Bedrooms
- 2
- Bathrooms
- N/A
- Est. Floor Area
- 600–700 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £11,655 | £154,500 | £7,947 | £2,322 | £6,822 | 13.8% |
| Yr 3 | £12,245 | £163,909 | £8,371 | £7,599 | £21,508 | 43.4% |
| Yr 5 | £12,865 | £173,891 | £8,818 | £13,759 | £37,650 | 75.9% |
| Yr 10 | £14,555 | £201,587 | £10,035 | £33,314 | £84,902 | 171.2% |
| Yr 15 | £16,468 | £233,695 | £11,412 | £59,428 | £143,123 | 288.6% |
| Yr 20 | £18,632 | £270,917 | £12,970 | £92,961 | £213,877 | 431.2% |
| Yr 25 | £21,081 | £314,067 | £14,733 | £134,888 | £298,955 | 602.7% |
| Yr 30 | £23,851 | £364,089 | £16,728 | £186,314 | £400,403 | 807.3% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
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● Approved ● Pending ● Refused
🌎 Area Profile — East of England ⓘ What are deciles?
📄 Lease Information
Estimated remaining lease: 87 years.
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £825 | 6.6% | 4.0% | £-110 | -7.9% |
| Conservative | £903 | 7.2% | 4.8% | £79 | 2.6% |
| Base | £971 | 7.8% | 5.3% | £193 | 7.0% |
| Optimistic | £1,049 | 8.4% | 5.9% | £317 | 12.2% |
| Bull | £1,146 | 9.2% | 6.7% | £459 | 18.7% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●7.77% |
| Net Yield | ●5.3% |
| Net Annual Income | £7,944 |
| Deductions: void 8% (−£932) · mgmt 10% (−£1,166) · maint 10% (−£1,166) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £468 |
| Monthly Cashflow (IO) | ●£194 |
| Cash-on-Cash Return | ●4.68% |
| 5-Year IRR | ●7.0% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £8,000 |
| SDLT Effective Rate | 5.33% |
| SDLT (Company) | £8,000 |
| Section 24 Extra Tax/yr (higher rate) | £1,125 |
| SPV Annual Saving | £2,024 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £173,891 |
| Less: Purchase Price | −£150,000 |
| Less: Buying Costs (SDLT + legal) | −£10,600 |
| Less: Selling Costs (est. 2.5%) | −£4,347 |
| = CGT Net Gain (5yr) | £8,944 |
| CGT at 24% | £1,427 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £825 | 6.6% | 4.0% | £-110 | -7.9% |
| Conservative | £903 | 7.2% | 4.8% | £79 | 2.6% |
| Base | £971 | 7.8% | 5.3% | £193 | 7.0% |
| Optimistic | £1,049 | 8.4% | 5.9% | £317 | 12.2% |
| Bull | £1,146 | 9.2% | 6.7% | £459 | 18.7% |
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