🔒 Sign in to view the address
Terraced · 3 bed
Supports major UK property portals
Suggested Offer Range
Close to area median. Standard 3–10% negotiation range. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · Yorkshire and The Humber rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £3,400 |
| Bathroom | £2,500 |
| Living Room | £1,450 |
| Hallway / Stairs | £550 |
| Master Bedroom | £1,100 |
| Bedroom 2 | £1,100 |
| Bedroom 3 | £1,100 |
| Total Estimated Refurb | £10,800 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Qazi Builders | 07964 582567 | — |
| decorator | C. F. Jones & Son, Bradford: Decorators | 07947 828500 | — |
| photographer | Ruth Agbolade Photography | 07517 815045 | — |
Property Details
- Asking Price
- £115,000
- Property Type
- Terraced
- Bedrooms
- 3
- Bathrooms
- N/A
- Floor Area
- 900–1,000 sqft
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £9,510 | £118,450 | £6,403 | £2,090 | £5,540 | 14.4% |
| Yr 3 | £9,992 | £125,664 | £6,749 | £6,788 | £17,452 | 45.2% |
| Yr 5 | £10,498 | £133,317 | £7,113 | £12,206 | £30,522 | 79.1% |
| Yr 10 | £11,877 | £154,550 | £8,107 | £29,141 | £68,691 | 178.0% |
| Yr 15 | £13,438 | £179,166 | £9,230 | £51,427 | £115,594 | 299.5% |
| Yr 20 | £15,204 | £207,703 | £10,502 | £79,769 | £172,471 | 446.8% |
| Yr 25 | £17,202 | £240,784 | £11,940 | £114,960 | £240,744 | 623.7% |
| Yr 30 | £19,462 | £279,135 | £13,568 | £157,901 | £322,037 | 834.3% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — Yorkshire ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £674 | 7.0% | 4.2% | £-66 | -7.2% |
| Conservative | £737 | 7.7% | 5.0% | £84 | 3.2% |
| Base | £793 | 8.3% | 5.6% | £175 | 7.6% |
| Optimistic | £856 | 8.9% | 6.2% | £273 | 12.6% |
| Bull | £936 | 9.8% | 7.0% | £387 | 19.0% |
⚠ Condition Flags
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●8.27% |
| Net Yield | ●5.57% |
| Net Annual Income | £6,407 |
| Deductions: void 8% (−£761) · mgmt 10% (−£951) · maint 10% (−£951) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £359 |
| Monthly Cashflow (IO) | ●£175 |
| Cash-on-Cash Return | ●5.43% |
| 5-Year IRR | ●7.6% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £5,750 |
| SDLT Effective Rate | 5.0% |
| SDLT (Company) | £5,750 |
| Section 24 Extra Tax/yr (higher rate) | £863 |
| SPV Annual Saving | £1,659 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £133,317 |
| Less: Purchase Price | −£115,000 |
| Less: Buying Costs (SDLT + legal) | −£8,350 |
| Less: Selling Costs (est. 2.5%) | −£3,333 |
| = CGT Net Gain (5yr) | £6,634 |
| CGT at 24% | £872 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £674 | 7.0% | 4.2% | £-66 | -7.2% |
| Conservative | £737 | 7.7% | 5.0% | £84 | 3.2% |
| Base | £793 | 8.3% | 5.6% | £175 | 7.6% |
| Optimistic | £856 | 8.9% | 6.2% | £273 | 12.6% |
| Bull | £936 | 9.8% | 7.0% | £387 | 19.0% |
Run the numbers on this deal
Use our free Rental Yield Calculator to calculate gross yield, net yield, monthly cash flow, and mortgage stress tests.
Calculate Rental Yield →