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Semi-Detached · 4 bed
Supports major UK property portals
Suggested Offer Range
Close to area median. Standard 3–10% negotiation range. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · North West rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £3,400 |
| Bathroom | £2,500 |
| Living Room | £1,450 |
| Hallway / Stairs | £550 |
| Master Bedroom | £850 |
| Bedroom 2 | £850 |
| Bedroom 3 | £850 |
| Bedroom 4 | £850 |
| Total Estimated Refurb | £10,800 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Damian Lee Building Ltd | 01772 733091 | — |
| decorator | Rose Decor: Painters & Decorators Preston | 01772 211 886 | — |
| photographer | Preston Photography Group | 04932341133 | — |
Property Details
- Asking Price
- £250,000
- Property Type
- Semi-Detached
- Bedrooms
- 4
- Bathrooms
- N/A
- Floor Area
- 1,200–1,300 sqft
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £14,900 | £257,500 | £10,283 | £908 | £8,408 | 10.3% |
| Yr 3 | £15,654 | £273,182 | £10,826 | £3,535 | £26,717 | 32.7% |
| Yr 5 | £16,447 | £289,819 | £11,397 | £7,290 | £47,108 | 57.7% |
| Yr 10 | £18,608 | £335,979 | £12,953 | £21,990 | £107,969 | 132.3% |
| Yr 15 | £21,053 | £389,492 | £14,713 | £45,074 | £184,566 | 226.2% |
| Yr 20 | £23,820 | £451,528 | £16,705 | £77,643 | £279,171 | 342.1% |
| Yr 25 | £26,950 | £523,444 | £18,959 | £120,944 | £394,389 | 483.3% |
| Yr 30 | £30,491 | £606,816 | £21,509 | £176,388 | £533,204 | 653.4% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
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● Approved ● Pending ● Refused
🌎 Area Profile — North West England ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,055 | 5.1% | 3.1% | £-367 | -12.1% |
| Conservative | £1,154 | 5.5% | 3.7% | £-89 | -1.0% |
| Base | £1,241 | 6.0% | 4.1% | £75 | 3.8% |
| Optimistic | £1,340 | 6.4% | 4.6% | £252 | 9.2% |
| Bull | £1,464 | 7.0% | 5.2% | £451 | 16.0% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●5.96% |
| Net Yield | ●4.11% |
| Net Annual Income | £10,277 |
| Deductions: void 8% (−£1,192) · mgmt 10% (−£1,490) · maint 10% (−£1,490) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £780 |
| Monthly Cashflow (IO) | ●£76 |
| Cash-on-Cash Return | ●1.11% |
| 5-Year IRR | ●3.8% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £15,000 |
| SDLT Effective Rate | 6.0% |
| SDLT (Company) | £15,000 |
| Section 24 Extra Tax/yr (higher rate) | £1,875 |
| SPV Annual Saving | £2,664 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £289,819 |
| Less: Purchase Price | −£250,000 |
| Less: Buying Costs (SDLT + legal) | −£17,600 |
| Less: Selling Costs (est. 2.5%) | −£7,245 |
| = CGT Net Gain (5yr) | £14,974 |
| CGT at 24% | £2,874 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,055 | 5.1% | 3.1% | £-367 | -12.1% |
| Conservative | £1,154 | 5.5% | 3.7% | £-89 | -1.0% |
| Base | £1,241 | 6.0% | 4.1% | £75 | 3.8% |
| Optimistic | £1,340 | 6.4% | 4.6% | £252 | 9.2% |
| Bull | £1,464 | 7.0% | 5.2% | £451 | 16.0% |
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