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Apartment · 1 bed
Supports major UK property portals
Suggested Offer Range
Close to area median. Standard 3–10% negotiation range. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · North West rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £3,450 |
| Bathroom | £2,500 |
| Living Room | £1,500 |
| Master Bedroom | £3,450 |
| Entrance Hall | £350 |
| Total Estimated Refurb | £10,800 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Damian Lee Building Ltd | 01772 733091 | — |
| decorator | Rose Decor: Painters & Decorators Preston | 01772 211 886 | — |
| photographer | Preston Photography Group | 04932341133 | — |
Property Details
- Asking Price
- £115,000
- Property Type
- Apartment
- Bedrooms
- 1
- Bathrooms
- N/A
- Est. Floor Area
- 600–700 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £6,820 | £118,450 | £4,465 | £153 | £3,603 | 9.3% |
| Yr 3 | £7,165 | £125,664 | £4,714 | £829 | £11,493 | 29.8% |
| Yr 5 | £7,527 | £133,317 | £4,975 | £2,021 | £20,338 | 52.7% |
| Yr 10 | £8,517 | £154,550 | £5,687 | £7,434 | £46,984 | 121.7% |
| Yr 15 | £9,636 | £179,166 | £6,493 | £16,684 | £80,850 | 209.5% |
| Yr 20 | £10,902 | £207,703 | £7,404 | £30,275 | £122,978 | 318.6% |
| Yr 25 | £12,335 | £240,784 | £8,436 | £48,778 | £174,563 | 452.2% |
| Yr 30 | £13,955 | £279,135 | £9,603 | £72,839 | £236,974 | 613.9% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
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● Approved ● Pending ● Refused
🌎 Area Profile — North West England ⓘ What are deciles?
📄 Lease Information
Estimated remaining lease: 246 years.
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £483 | 5.0% | 2.9% | £-190 | -13.5% |
| Conservative | £528 | 5.5% | 3.5% | £-63 | -2.0% |
| Base | £568 | 5.9% | 3.9% | £13 | 2.7% |
| Optimistic | £613 | 6.4% | 4.3% | £93 | 8.1% |
| Bull | £670 | 7.0% | 4.9% | £185 | 14.9% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●5.93% |
| Net Yield | ●3.88% |
| Net Annual Income | £4,463 |
| Deductions: void 8% (−£546) · mgmt 10% (−£682) · maint 10% (−£682) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £359 |
| Monthly Cashflow (IO) | ●£13 |
| Cash-on-Cash Return | ●0.39% |
| 5-Year IRR | ●2.7% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £5,750 |
| SDLT Effective Rate | 5.0% |
| SDLT (Company) | £5,750 |
| Section 24 Extra Tax/yr (higher rate) | £863 |
| SPV Annual Saving | £1,281 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £133,317 |
| Less: Purchase Price | −£115,000 |
| Less: Buying Costs (SDLT + legal) | −£8,350 |
| Less: Selling Costs (est. 2.5%) | −£3,333 |
| = CGT Net Gain (5yr) | £6,634 |
| CGT at 24% | £872 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £483 | 5.0% | 2.9% | £-190 | -13.5% |
| Conservative | £528 | 5.5% | 3.5% | £-63 | -2.0% |
| Base | £568 | 5.9% | 3.9% | £13 | 2.7% |
| Optimistic | £613 | 6.4% | 4.3% | £93 | 8.1% |
| Bull | £670 | 7.0% | 4.9% | £185 | 14.9% |
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