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Apartment · 1 bed
Supports major UK property portals
Suggested Offer Range
Already 15% below the area median — limited negotiation margin. Strong value at current asking price. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · London rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £5,550 |
| Bathroom | £4,050 |
| Living Room | £2,400 |
| Master Bedroom | £5,550 |
| Entrance Hall | £550 |
| Total Estimated Refurb | £17,400 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Home Builder London Ltd: Building & Renovation Services | 07473 463936 | — |
| decorator | Painters & Decorators in London | Award-Winning | Novitas | 07825881762 | — |
| photographer | Piranha Photography: Corporate Photographer London | 020 7193 9446 | — |
Property Details
- Asking Price
- £200,000
- Property Type
- Apartment
- Bedrooms
- 1
- Bathrooms
- N/A
- Floor Area
- 500–600 sqft
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £18,260 | £206,000 | £12,702 | £5,202 | £11,202 | 17.1% |
| Yr 3 | £19,184 | £218,545 | £13,368 | £16,601 | £35,146 | 53.6% |
| Yr 5 | £20,156 | £231,855 | £14,067 | £29,381 | £61,236 | 93.3% |
| Yr 10 | £22,804 | £268,783 | £15,974 | £67,843 | £136,626 | 208.3% |
| Yr 15 | £25,801 | £311,593 | £18,132 | £116,580 | £228,173 | 347.8% |
| Yr 20 | £29,191 | £361,222 | £20,573 | £176,941 | £338,163 | 515.5% |
| Yr 25 | £33,027 | £418,756 | £23,335 | £250,454 | £469,210 | 715.3% |
| Yr 30 | £37,367 | £485,452 | £26,460 | £338,848 | £624,300 | 951.7% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — Greater London ⓘ What are deciles?
📄 Lease Information
Estimated remaining lease: 114 years.
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,294 | 7.8% | 4.8% | £-9 | -3.9% |
| Conservative | £1,415 | 8.5% | 5.7% | £266 | 5.9% |
| Base | £1,522 | 9.1% | 6.4% | £434 | 10.3% |
| Optimistic | £1,644 | 9.9% | 7.1% | £617 | 15.2% |
| Bull | £1,796 | 10.8% | 8.0% | £828 | 21.5% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●9.13% |
| Net Yield | ●6.35% |
| Net Annual Income | £12,705 |
| Deductions: void 8% (−£1,461) · mgmt 10% (−£1,826) · maint 10% (−£1,826) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £624 |
| Monthly Cashflow (IO) | ●£435 |
| Cash-on-Cash Return | ●7.93% |
| 5-Year IRR | ●10.3% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £11,500 |
| SDLT Effective Rate | 5.75% |
| SDLT (Company) | £11,500 |
| Section 24 Extra Tax/yr (higher rate) | £1,500 |
| SPV Annual Saving | £3,043 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £231,855 |
| Less: Purchase Price | −£200,000 |
| Less: Buying Costs (SDLT + legal) | −£14,100 |
| Less: Selling Costs (est. 2.5%) | −£5,796 |
| = CGT Net Gain (5yr) | £11,959 |
| CGT at 24% | £2,150 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,294 | 7.8% | 4.8% | £-9 | -3.9% |
| Conservative | £1,415 | 8.5% | 5.7% | £266 | 5.9% |
| Base | £1,522 | 9.1% | 6.4% | £434 | 10.3% |
| Optimistic | £1,644 | 9.9% | 7.1% | £617 | 15.2% |
| Bull | £1,796 | 10.8% | 8.0% | £828 | 21.5% |
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