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End of Terrace · 2 bed
Supports major UK property portals
Suggested Offer Range
Already 16% below the area median — limited negotiation margin. Strong value at current asking price. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · South East rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £4,800 |
| Bathroom | £3,500 |
| Living Room | £2,050 |
| Master Bedroom | £2,400 |
| Bedroom 2 | £2,400 |
| Entrance Hall | £500 |
| Total Estimated Refurb | £15,000 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Trusted Builders in Brighton & Hove - AM General Building | 01273 905407 | — |
| decorator | Painting and Decorating - Bishops Home Improvements Brighton | 01273041126 | — |
| photographer | Brighton Photography Gallery | 01273 000 222 | — |
Property Details
- Asking Price
- £230,000
- Property Type
- End of Terrace
- Bedrooms
- 2
- Bathrooms
- N/A
- Est. Floor Area
- 900–1,000 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £12,811 | £236,900 | £8,779 | £154 | £7,054 | 9.4% |
| Yr 3 | £13,460 | £251,327 | £9,246 | £1,159 | £22,487 | 29.9% |
| Yr 5 | £14,141 | £266,633 | £9,736 | £3,134 | £39,767 | 52.9% |
| Yr 10 | £15,999 | £309,101 | £11,074 | £12,639 | £91,740 | 122.0% |
| Yr 15 | £18,102 | £358,333 | £12,588 | £29,353 | £157,685 | 209.7% |
| Yr 20 | £20,480 | £415,406 | £14,301 | £54,222 | £239,627 | 318.7% |
| Yr 25 | £23,172 | £481,569 | £16,239 | £88,318 | £339,887 | 452.0% |
| Yr 30 | £26,217 | £558,270 | £18,431 | £132,855 | £461,125 | 613.2% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — South East England ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £908 | 4.7% | 2.9% | £-381 | -13.3% |
| Conservative | £993 | 5.2% | 3.4% | £-132 | -1.9% |
| Base | £1,068 | 5.6% | 3.8% | £13 | 2.9% |
| Optimistic | £1,153 | 6.0% | 4.3% | £170 | 8.4% |
| Bull | £1,260 | 6.6% | 4.8% | £346 | 15.3% |
⚠ Condition Flags
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●5.57% |
| Net Yield | ●3.82% |
| Net Annual Income | £8,783 |
| Deductions: void 8% (−£1,025) · mgmt 10% (−£1,281) · maint 10% (−£1,281) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £717 |
| Monthly Cashflow (IO) | ●£15 |
| Cash-on-Cash Return | ●0.21% |
| 5-Year IRR | ●2.9% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £13,600 |
| SDLT Effective Rate | 5.91% |
| SDLT (Company) | £13,600 |
| Section 24 Extra Tax/yr (higher rate) | £1,725 |
| SPV Annual Saving | £2,336 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £266,633 |
| Less: Purchase Price | −£230,000 |
| Less: Buying Costs (SDLT + legal) | −£16,200 |
| Less: Selling Costs (est. 2.5%) | −£6,666 |
| = CGT Net Gain (5yr) | £13,767 |
| CGT at 24% | £2,584 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £908 | 4.7% | 2.9% | £-381 | -13.3% |
| Conservative | £993 | 5.2% | 3.4% | £-132 | -1.9% |
| Base | £1,068 | 5.6% | 3.8% | £13 | 2.9% |
| Optimistic | £1,153 | 6.0% | 4.3% | £170 | 8.4% |
| Bull | £1,260 | 6.6% | 4.8% | £346 | 15.3% |
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