🔒 Sign in to view the address
Flat · 2 bed
Supports major UK property portals
Suggested Offer Range
Close to area median. Standard 3–10% negotiation range. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · South East rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £4,800 |
| Bathroom | £3,500 |
| Living Room | £2,050 |
| Master Bedroom | £2,400 |
| Bedroom 2 | £2,400 |
| Entrance Hall | £500 |
| Total Estimated Refurb | £15,000 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | MJH Builders Southampton | 02380 191323 | — |
| decorator | Painters and Decorators Southampton | Free Quotes | 0238-001-7170 | — |
| photographer | Julian Porter Photography | 07720 325336 | — |
Property Details
- Asking Price
- £160,000
- Property Type
- Flat
- Bedrooms
- 2
- Bathrooms
- N/A
- Est. Floor Area
- 600–700 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £13,216 | £164,800 | £9,071 | £3,071 | £7,871 | 14.9% |
| Yr 3 | £13,885 | £174,836 | £9,552 | £9,931 | £24,767 | 46.9% |
| Yr 5 | £14,588 | £185,484 | £10,058 | £17,792 | £43,276 | 82.0% |
| Yr 10 | £16,505 | £215,027 | £11,439 | £42,156 | £97,183 | 184.1% |
| Yr 15 | £18,674 | £249,275 | £13,000 | £73,957 | £163,231 | 309.2% |
| Yr 20 | £21,128 | £288,978 | £14,767 | £114,171 | £243,148 | 460.5% |
| Yr 25 | £23,904 | £335,004 | £16,766 | £163,904 | £338,908 | 641.9% |
| Yr 30 | £27,045 | £388,362 | £19,028 | £224,407 | £452,769 | 857.5% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — South East England ⓘ What are deciles?
📄 Lease Information
Estimated remaining lease: 93 years.
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £936 | 7.0% | 4.3% | £-79 | -6.5% |
| Conservative | £1,024 | 7.7% | 5.1% | £130 | 3.7% |
| Base | £1,101 | 8.3% | 5.7% | £256 | 8.2% |
| Optimistic | £1,189 | 8.9% | 6.3% | £393 | 13.2% |
| Bull | £1,299 | 9.7% | 7.1% | £550 | 19.6% |
⚠ Condition Flags
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●8.26% |
| Net Yield | ●5.67% |
| Net Annual Income | £9,068 |
| Deductions: void 8% (−£1,057) · mgmt 10% (−£1,322) · maint 10% (−£1,322) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £499 |
| Monthly Cashflow (IO) | ●£257 |
| Cash-on-Cash Return | ●5.81% |
| 5-Year IRR | ●8.2% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £8,700 |
| SDLT Effective Rate | 5.44% |
| SDLT (Company) | £8,700 |
| Section 24 Extra Tax/yr (higher rate) | £1,200 |
| SPV Annual Saving | £2,261 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £185,484 |
| Less: Purchase Price | −£160,000 |
| Less: Buying Costs (SDLT + legal) | −£11,300 |
| Less: Selling Costs (est. 2.5%) | −£4,637 |
| = CGT Net Gain (5yr) | £9,547 |
| CGT at 24% | £1,571 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £936 | 7.0% | 4.3% | £-79 | -6.5% |
| Conservative | £1,024 | 7.7% | 5.1% | £130 | 3.7% |
| Base | £1,101 | 8.3% | 5.7% | £256 | 8.2% |
| Optimistic | £1,189 | 8.9% | 6.3% | £393 | 13.2% |
| Bull | £1,299 | 9.7% | 7.1% | £550 | 19.6% |
Run the numbers on this deal
Use our free Rental Yield Calculator to calculate gross yield, net yield, monthly cash flow, and mortgage stress tests.
Calculate Rental Yield →