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End of Terrace · 2 bed
Supports major UK property portals
Suggested Offer Range
Close to area median. Standard 3–10% negotiation range. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · South East rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £4,800 |
| Bathroom | £3,500 |
| Living Room | £2,050 |
| Master Bedroom | £2,400 |
| Bedroom 2 | £2,400 |
| Entrance Hall | £500 |
| Total Estimated Refurb | £15,000 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | MJH Builders Southampton | 02380 191323 | — |
| decorator | Painters and Decorators Southampton | Free Quotes | 0238-001-7170 | — |
| photographer | Julian Porter Photography | 07720 325336 | — |
Property Details
- Asking Price
- £240,000
- Property Type
- End of Terrace
- Bedrooms
- 2
- Bathrooms
- N/A
- Est. Floor Area
- 800–900 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £13,200 | £247,200 | £9,059 | £59 | £7,259 | 9.3% |
| Yr 3 | £13,868 | £262,254 | £9,540 | £896 | £23,150 | 29.5% |
| Yr 5 | £14,570 | £278,226 | £10,046 | £2,731 | £40,957 | 52.2% |
| Yr 10 | £16,485 | £322,540 | £11,424 | £12,027 | £94,567 | 120.6% |
| Yr 15 | £18,651 | £373,912 | £12,984 | £28,750 | £162,662 | 207.5% |
| Yr 20 | £21,102 | £433,467 | £14,749 | £53,876 | £247,343 | 315.5% |
| Yr 25 | £23,875 | £502,507 | £16,745 | £88,510 | £351,017 | 447.7% |
| Yr 30 | £27,013 | £582,543 | £19,004 | £133,901 | £476,444 | 607.7% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — South East England ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £936 | 4.7% | 2.9% | £-404 | -13.4% |
| Conservative | £1,024 | 5.1% | 3.4% | £-145 | -2.0% |
| Base | £1,101 | 5.5% | 3.8% | £6 | 2.8% |
| Optimistic | £1,189 | 5.9% | 4.2% | £168 | 8.3% |
| Bull | £1,299 | 6.5% | 4.8% | £350 | 15.2% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●5.5% |
| Net Yield | ●3.78% |
| Net Annual Income | £9,068 |
| Deductions: void 8% (−£1,056) · mgmt 10% (−£1,320) · maint 10% (−£1,320) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £748 |
| Monthly Cashflow (IO) | ●£8 |
| Cash-on-Cash Return | ●0.09% |
| 5-Year IRR | ●2.8% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £14,300 |
| SDLT Effective Rate | 5.96% |
| SDLT (Company) | £14,300 |
| Section 24 Extra Tax/yr (higher rate) | £1,800 |
| SPV Annual Saving | £2,411 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £278,226 |
| Less: Purchase Price | −£240,000 |
| Less: Buying Costs (SDLT + legal) | −£16,900 |
| Less: Selling Costs (est. 2.5%) | −£6,956 |
| = CGT Net Gain (5yr) | £14,370 |
| CGT at 24% | £2,729 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £936 | 4.7% | 2.9% | £-404 | -13.4% |
| Conservative | £1,024 | 5.1% | 3.4% | £-145 | -2.0% |
| Base | £1,101 | 5.5% | 3.8% | £6 | 2.8% |
| Optimistic | £1,189 | 5.9% | 4.2% | £168 | 8.3% |
| Bull | £1,299 | 6.5% | 4.8% | £350 | 15.2% |
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