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Flat · 1 bed
Supports major UK property portals
Suggested Offer Range
Already 31% below the area median — limited negotiation margin. Strong value at current asking price. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · South East rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £4,800 |
| Bathroom | £3,500 |
| Living Room | £2,050 |
| Master Bedroom | £4,800 |
| Entrance Hall | £500 |
| Total Estimated Refurb | £15,000 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | MJH Builders Southampton | 02380 191323 | — |
| decorator | Painters and Decorators Southampton | Free Quotes | 0238-001-7170 | — |
| photographer | Julian Porter Photography | 07720 325336 | — |
Property Details
- Asking Price
- £100,000
- Property Type
- Flat
- Bedrooms
- 1
- Bathrooms
- N/A
- Est. Floor Area
- 500–600 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £10,440 | £103,000 | £7,072 | £3,322 | £6,322 | 18.5% |
| Yr 3 | £10,969 | £109,273 | £7,452 | £10,534 | £19,807 | 58.1% |
| Yr 5 | £11,524 | £115,927 | £7,852 | £18,536 | £34,463 | 101.1% |
| Yr 10 | £13,038 | £134,392 | £8,942 | £42,264 | £76,655 | 224.8% |
| Yr 15 | £14,751 | £155,797 | £10,176 | £71,866 | £127,662 | 374.4% |
| Yr 20 | £16,690 | £180,611 | £11,572 | £108,114 | £188,725 | 553.4% |
| Yr 25 | £18,883 | £209,378 | £13,151 | £151,882 | £261,260 | 766.2% |
| Yr 30 | £21,364 | £242,726 | £14,937 | £204,158 | £346,884 | 1017.3% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
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● Approved ● Pending ● Refused
🌎 Area Profile — South East England ⓘ What are deciles?
📄 Lease Information
Estimated remaining lease: 89 years.
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £740 | 8.9% | 5.3% | £37 | -2.1% |
| Conservative | £809 | 9.7% | 6.4% | £186 | 7.4% |
| Base | £870 | 10.4% | 7.1% | £277 | 11.5% |
| Optimistic | £940 | 11.3% | 7.9% | £377 | 16.2% |
| Bull | £1,027 | 12.3% | 8.9% | £493 | 22.2% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●10.44% |
| Net Yield | ●7.07% |
| Net Annual Income | £7,072 |
| Deductions: void 8% (−£835) · mgmt 10% (−£1,044) · maint 10% (−£1,044) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £312 |
| Monthly Cashflow (IO) | ●£277 |
| Cash-on-Cash Return | ●9.74% |
| 5-Year IRR | ●11.5% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £5,000 |
| SDLT Effective Rate | 5.0% |
| SDLT (Company) | £5,000 |
| Section 24 Extra Tax/yr (higher rate) | £750 |
| SPV Annual Saving | £1,761 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £115,927 |
| Less: Purchase Price | −£100,000 |
| Less: Buying Costs (SDLT + legal) | −£7,600 |
| Less: Selling Costs (est. 2.5%) | −£2,898 |
| = CGT Net Gain (5yr) | £5,429 |
| CGT at 24% | £583 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £740 | 8.9% | 5.3% | £37 | -2.1% |
| Conservative | £809 | 9.7% | 6.4% | £186 | 7.4% |
| Base | £870 | 10.4% | 7.1% | £277 | 11.5% |
| Optimistic | £940 | 11.3% | 7.9% | £377 | 16.2% |
| Bull | £1,027 | 12.3% | 8.9% | £493 | 22.2% |
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