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Maisonette · 2 bed
Supports major UK property portals
Suggested Offer Range
Asking price is 21% above the area median. Offers anchored to area median of £107,000. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · South West rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £4,100 |
| Bathroom | £3,000 |
| Living Room | £1,800 |
| Hallway / Stairs | £700 |
| Master Bedroom | £2,050 |
| Bedroom 2 | £2,050 |
| Total Estimated Refurb | £13,200 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Premier Builder Plymouth, Exeter, Truro • Classic Builders (SW) Ltd | 01752 696640 | — |
| decorator | Davidsons Decor: Painters and Decorators in Plymouth, Devon | 07773 934926 | — |
| photographer | TC Photography Plymouth LTD | 01752 922024 | — |
Property Details
- Asking Price
- £130,000
- Property Type
- Maisonette
- Bedrooms
- 2
- Bathrooms
- N/A
- Est. Floor Area
- 500–600 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £10,374 | £133,900 | £7,024 | £2,149 | £6,049 | 14.0% |
| Yr 3 | £10,899 | £142,055 | £7,402 | £7,013 | £19,067 | 44.1% |
| Yr 5 | £11,451 | £150,706 | £7,800 | £12,661 | £33,367 | 77.2% |
| Yr 10 | £12,956 | £174,709 | £8,883 | £30,481 | £75,190 | 174.1% |
| Yr 15 | £14,658 | £202,536 | £10,109 | £54,139 | £126,674 | 293.2% |
| Yr 20 | £16,584 | £234,794 | £11,496 | £84,400 | £189,195 | 438.0% |
| Yr 25 | £18,764 | £272,191 | £13,065 | £122,134 | £264,325 | 611.9% |
| Yr 30 | £21,229 | £315,544 | £14,840 | £168,322 | £353,866 | 819.1% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — South West England ⓘ What are deciles?
📄 Lease Information
Estimated remaining lease: 85 years.
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £735 | 6.8% | 4.1% | £-87 | -7.6% |
| Conservative | £804 | 7.4% | 4.9% | £79 | 2.8% |
| Base | £865 | 8.0% | 5.4% | £179 | 7.3% |
| Optimistic | £934 | 8.6% | 6.0% | £289 | 12.4% |
| Bull | £1,021 | 9.4% | 6.8% | £414 | 18.8% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●7.98% |
| Net Yield | ●5.41% |
| Net Annual Income | £7,029 |
| Deductions: void 8% (−£830) · mgmt 10% (−£1,037) · maint 10% (−£1,037) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £405 |
| Monthly Cashflow (IO) | ●£181 |
| Cash-on-Cash Return | ●4.99% |
| 5-Year IRR | ●7.3% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £6,600 |
| SDLT Effective Rate | 5.08% |
| SDLT (Company) | £6,600 |
| Section 24 Extra Tax/yr (higher rate) | £975 |
| SPV Annual Saving | £1,809 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £150,706 |
| Less: Purchase Price | −£130,000 |
| Less: Buying Costs (SDLT + legal) | −£9,200 |
| Less: Selling Costs (est. 2.5%) | −£3,768 |
| = CGT Net Gain (5yr) | £7,738 |
| CGT at 24% | £1,137 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £735 | 6.8% | 4.1% | £-87 | -7.6% |
| Conservative | £804 | 7.4% | 4.9% | £79 | 2.8% |
| Base | £865 | 8.0% | 5.4% | £179 | 7.3% |
| Optimistic | £934 | 8.6% | 6.0% | £289 | 12.4% |
| Bull | £1,021 | 9.4% | 6.8% | £414 | 18.8% |
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