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Apartment · 1 bed
Supports major UK property portals
Suggested Offer Range
Already 64% below the area median — limited negotiation margin. Strong value at current asking price. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · Yorkshire and The Humber rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £3,450 |
| Bathroom | £2,500 |
| Living Room | £1,500 |
| Master Bedroom | £3,450 |
| Entrance Hall | £350 |
| Total Estimated Refurb | £10,800 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Lynch Renovation and Construction | 07304 063002 | — |
| decorator | Decorators in Leeds With Excellent Reviews | Free Quote ... | 0113 808 1192 | — |
Property Details
- Asking Price
- £40,000
- Property Type
- Apartment
- Bedrooms
- 1
- Bathrooms
- N/A
- Est. Floor Area
- 400–500 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £9,216 | £41,200 | £6,191 | £4,691 | £5,891 | 36.6% |
| Yr 3 | £9,683 | £43,709 | £6,526 | £14,573 | £18,282 | 113.6% |
| Yr 5 | £10,173 | £46,371 | £6,879 | £25,153 | £31,524 | 195.8% |
| Yr 10 | £11,510 | £53,757 | £7,842 | £54,890 | £68,647 | 426.4% |
| Yr 15 | £13,022 | £62,319 | £8,931 | £89,813 | £112,131 | 696.5% |
| Yr 20 | £14,733 | £72,244 | £10,163 | £130,602 | £162,847 | 1011.5% |
| Yr 25 | £16,669 | £83,751 | £11,557 | £178,030 | £221,781 | 1377.5% |
| Yr 30 | £18,860 | £97,090 | £13,134 | £232,967 | £290,058 | 1801.6% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
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● Approved ● Pending ● Refused
🌎 Area Profile — Yorkshire ⓘ What are deciles?
📄 Lease Information
Estimated remaining lease: 136 years.
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £653 | 19.6% | 11.6% | £225 | 19.6% |
| Conservative | £714 | 21.4% | 13.9% | £325 | 26.0% |
| Base | £768 | 23.0% | 15.5% | £391 | 28.8% |
| Optimistic | £829 | 24.9% | 17.3% | £464 | 32.1% |
| Bull | £906 | 27.2% | 19.5% | £552 | 36.4% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●23.04% |
| Net Yield | ●15.48% |
| Net Annual Income | £6,191 |
| Deductions: void 8% (−£737) · mgmt 10% (−£922) · maint 10% (−£922) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £125 |
| Monthly Cashflow (IO) | ●£391 |
| Cash-on-Cash Return | ●29.14% |
| 5-Year IRR | ●28.8% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £2,000 |
| SDLT Effective Rate | 5.0% |
| SDLT (Company) | £2,000 |
| Section 24 Extra Tax/yr (higher rate) | £300 |
| SPV Annual Saving | £1,476 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £46,371 |
| Less: Purchase Price | −£40,000 |
| Less: Buying Costs (SDLT + legal) | −£4,600 |
| Less: Selling Costs (est. 2.5%) | −£1,159 |
| = CGT Net Gain (5yr) | £612 |
| CGT at 24% | £— |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £653 | 19.6% | 11.6% | £225 | 19.6% |
| Conservative | £714 | 21.4% | 13.9% | £325 | 26.0% |
| Base | £768 | 23.0% | 15.5% | £391 | 28.8% |
| Optimistic | £829 | 24.9% | 17.3% | £464 | 32.1% |
| Bull | £906 | 27.2% | 19.5% | £552 | 36.4% |
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