🔒 Sign in to view the address
Flat · 3 bed
Supports major UK property portals
Suggested Offer Range
Asking price is 38% above the area median. Offers anchored to area median of £80,000. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · North East rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £3,250 |
| Bathroom | £2,400 |
| Living Room | £1,450 |
| Master Bedroom | £1,050 |
| Bedroom 2 | £1,050 |
| Bedroom 3 | £1,050 |
| Entrance Hall | £300 |
| Total Estimated Refurb | £10,200 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | DP Construction NE Ltd | Builders | Newcastle, UK | 0191 256 6655 | — |
| decorator | Painter & Decorator Newcastle | Gosforth | Jesmond | 0191 284 1798 | — |
| photographer | Geoff Love Photography: Wedding Photographer Newcastle | 04615625410 | — |
Property Details
- Asking Price
- £110,000
- Property Type
- Flat
- Bedrooms
- 3
- Bathrooms
- N/A
- Floor Area
- 800–900 sqft
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £14,113 | £113,300 | £9,716 | £5,591 | £8,891 | 24.0% |
| Yr 3 | £14,827 | £120,200 | £10,231 | £17,543 | £27,743 | 74.8% |
| Yr 5 | £15,578 | £127,520 | £10,771 | £30,561 | £48,082 | 129.6% |
| Yr 10 | £17,625 | £147,831 | £12,245 | £68,142 | £105,972 | 285.6% |
| Yr 15 | £19,941 | £171,376 | £13,913 | £113,663 | £175,039 | 471.8% |
| Yr 20 | £22,562 | £198,672 | £15,799 | £168,168 | £256,841 | 692.3% |
| Yr 25 | £25,527 | £230,316 | £17,934 | £232,839 | £353,155 | 951.9% |
| Yr 30 | £28,881 | £266,999 | £20,349 | £309,011 | £466,010 | 1256.1% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — North East England ⓘ What are deciles?
📄 Lease Information
Estimated remaining lease: 993 years.
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,000 | 10.9% | 6.7% | £166 | 4.3% |
| Conservative | £1,094 | 11.9% | 7.9% | £350 | 13.0% |
| Base | £1,176 | 12.8% | 8.8% | £466 | 16.8% |
| Optimistic | £1,270 | 13.9% | 9.8% | £593 | 21.2% |
| Bull | £1,388 | 15.1% | 11.1% | £743 | 26.9% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●12.83% |
| Net Yield | ●8.83% |
| Net Annual Income | £9,716 |
| Deductions: void 8% (−£1,129) · mgmt 10% (−£1,411) · maint 10% (−£1,411) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £343 |
| Monthly Cashflow (IO) | ●£467 |
| Cash-on-Cash Return | ●15.07% |
| 5-Year IRR | ●16.8% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £5,500 |
| SDLT Effective Rate | 5.0% |
| SDLT (Company) | £5,500 |
| Section 24 Extra Tax/yr (higher rate) | £825 |
| SPV Annual Saving | £2,293 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £127,520 |
| Less: Purchase Price | −£110,000 |
| Less: Buying Costs (SDLT + legal) | −£8,100 |
| Less: Selling Costs (est. 2.5%) | −£3,188 |
| = CGT Net Gain (5yr) | £6,232 |
| CGT at 24% | £776 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,000 | 10.9% | 6.7% | £166 | 4.3% |
| Conservative | £1,094 | 11.9% | 7.9% | £350 | 13.0% |
| Base | £1,176 | 12.8% | 8.8% | £466 | 16.8% |
| Optimistic | £1,270 | 13.9% | 9.8% | £593 | 21.2% |
| Bull | £1,388 | 15.1% | 11.1% | £743 | 26.9% |
Run the numbers on this deal
Use our free Rental Yield Calculator to calculate gross yield, net yield, monthly cash flow, and mortgage stress tests.
Calculate Rental Yield →