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End of Terrace · 2 bed
Supports major UK property portals
Suggested Offer Range
Close to area median. Standard 3–10% negotiation range. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · Yorkshire and The Humber rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £3,450 |
| Bathroom | £2,500 |
| Living Room | £1,500 |
| Master Bedroom | £1,750 |
| Bedroom 2 | £1,750 |
| Entrance Hall | £350 |
| Total Estimated Refurb | £10,800 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Burngreave Building Company: Sheffield Builders & Roofing ... | 0114 228 9110 | — |
| decorator | Richard Smithson Decorating Services: Home | 07831 588 477 | — |
| photographer | Melissa Sadler Photography | 04088097675 | — |
Property Details
- Asking Price
- £115,000
- Property Type
- End of Terrace
- Bedrooms
- 2
- Bathrooms
- N/A
- Est. Floor Area
- 700–800 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £9,959 | £118,450 | £6,725 | £2,413 | £5,863 | 15.2% |
| Yr 3 | £10,463 | £125,664 | £7,088 | £7,781 | £18,445 | 47.8% |
| Yr 5 | £10,993 | £133,317 | £7,470 | £13,903 | £32,219 | 83.5% |
| Yr 10 | £12,437 | £154,550 | £8,510 | £32,759 | £72,309 | 187.3% |
| Yr 15 | £14,072 | £179,166 | £9,687 | £57,218 | £121,384 | 314.5% |
| Yr 20 | £15,921 | £207,703 | £11,018 | £88,017 | £180,720 | 468.2% |
| Yr 25 | £18,013 | £240,784 | £12,524 | £125,990 | £251,775 | 652.3% |
| Yr 30 | £20,380 | £279,135 | £14,229 | £172,078 | £336,214 | 871.0% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
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● Approved ● Pending ● Refused
🌎 Area Profile — Yorkshire ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £706 | 7.4% | 4.4% | £-46 | -6.2% |
| Conservative | £772 | 8.1% | 5.3% | £108 | 4.0% |
| Base | £830 | 8.7% | 5.8% | £201 | 8.4% |
| Optimistic | £896 | 9.4% | 6.5% | £303 | 13.3% |
| Bull | £979 | 10.2% | 7.4% | £420 | 19.7% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●8.66% |
| Net Yield | ●5.85% |
| Net Annual Income | £6,726 |
| Deductions: void 8% (−£797) · mgmt 10% (−£996) · maint 10% (−£996) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £359 |
| Monthly Cashflow (IO) | ●£202 |
| Cash-on-Cash Return | ●6.25% |
| 5-Year IRR | ●8.4% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £5,750 |
| SDLT Effective Rate | 5.0% |
| SDLT (Company) | £5,750 |
| Section 24 Extra Tax/yr (higher rate) | £863 |
| SPV Annual Saving | £1,722 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £133,317 |
| Less: Purchase Price | −£115,000 |
| Less: Buying Costs (SDLT + legal) | −£8,350 |
| Less: Selling Costs (est. 2.5%) | −£3,333 |
| = CGT Net Gain (5yr) | £6,634 |
| CGT at 24% | £872 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £706 | 7.4% | 4.4% | £-46 | -6.2% |
| Conservative | £772 | 8.1% | 5.3% | £108 | 4.0% |
| Base | £830 | 8.7% | 5.8% | £201 | 8.4% |
| Optimistic | £896 | 9.4% | 6.5% | £303 | 13.3% |
| Bull | £979 | 10.2% | 7.4% | £420 | 19.7% |
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