🔒 Sign in to view the address
Flat · 2 bed
Supports major UK property portals
Suggested Offer Range
Already 31% below the area median — limited negotiation margin. Strong value at current asking price. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · Yorkshire and The Humber rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £3,450 |
| Bathroom | £2,500 |
| Living Room | £1,500 |
| Master Bedroom | £1,750 |
| Bedroom 2 | £1,750 |
| Entrance Hall | £350 |
| Total Estimated Refurb | £10,800 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Lynch Renovation and Construction | 07304 063002 | — |
| decorator | Decorators in Leeds With Excellent Reviews | Free Quote ... | 0113 808 1192 | — |
Property Details
- Asking Price
- £132,300
- Property Type
- Flat
- Bedrooms
- 2
- Bathrooms
- N/A
- Floor Area
- 600–700 sqft
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £11,484 | £136,269 | £7,823 | £2,862 | £6,831 | 15.5% |
| Yr 3 | £12,065 | £144,568 | £8,242 | £9,211 | £21,479 | 48.9% |
| Yr 5 | £12,676 | £153,372 | £8,682 | £16,429 | £37,501 | 85.4% |
| Yr 10 | £14,341 | £177,800 | £9,881 | £38,570 | £84,070 | 191.3% |
| Yr 15 | £16,226 | £206,119 | £11,238 | £67,171 | £140,990 | 320.9% |
| Yr 20 | £18,358 | £238,949 | £12,773 | £103,084 | £209,732 | 477.4% |
| Yr 25 | £20,771 | £277,007 | £14,510 | £147,268 | £291,975 | 664.5% |
| Yr 30 | £23,500 | £321,127 | £16,475 | £200,810 | £389,637 | 886.8% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — Yorkshire ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £813 | 7.4% | 4.5% | £-46 | -5.7% |
| Conservative | £890 | 8.1% | 5.3% | £131 | 4.4% |
| Base | £957 | 8.7% | 5.9% | £239 | 8.8% |
| Optimistic | £1,034 | 9.4% | 6.6% | £356 | 13.7% |
| Bull | £1,129 | 10.2% | 7.4% | £490 | 20.1% |
⚠ Condition Flags
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●8.68% |
| Net Yield | ●5.91% |
| Net Annual Income | £7,823 |
| Deductions: void 8% (−£919) · mgmt 10% (−£1,148) · maint 10% (−£1,148) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £413 |
| Monthly Cashflow (IO) | ●£239 |
| Cash-on-Cash Return | ●6.51% |
| 5-Year IRR | ●8.8% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £6,761 |
| SDLT Effective Rate | 5.11% |
| SDLT (Company) | £6,761 |
| Section 24 Extra Tax/yr (higher rate) | £992 |
| SPV Annual Saving | £1,968 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £153,372 |
| Less: Purchase Price | −£132,300 |
| Less: Buying Costs (SDLT + legal) | −£9,361 |
| Less: Selling Costs (est. 2.5%) | −£3,834 |
| = CGT Net Gain (5yr) | £7,877 |
| CGT at 24% | £1,170 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £813 | 7.4% | 4.5% | £-46 | -5.7% |
| Conservative | £890 | 8.1% | 5.3% | £131 | 4.4% |
| Base | £957 | 8.7% | 5.9% | £239 | 8.8% |
| Optimistic | £1,034 | 9.4% | 6.6% | £356 | 13.7% |
| Bull | £1,129 | 10.2% | 7.4% | £490 | 20.1% |
Run the numbers on this deal
Use our free Rental Yield Calculator to calculate gross yield, net yield, monthly cash flow, and mortgage stress tests.
Calculate Rental Yield →