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Maisonette · 5 bed
Supports major UK property portals
Suggested Offer Range
Asking price is 33% above the area median. Offers anchored to area median of £165,000. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · North East rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £3,200 |
| Bathroom | £2,300 |
| Living Room | £1,400 |
| Hallway / Stairs | £500 |
| Master Bedroom | £650 |
| Bedroom 2 | £650 |
| Bedroom 3 | £650 |
| Bedroom 4 | £650 |
| Bedroom 5 | £650 |
| Total Estimated Refurb | £10,200 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | DP Construction NE Ltd | Builders | Newcastle, UK | 0191 256 6655 | — |
| decorator | Painter & Decorator Newcastle | Gosforth | Jesmond | 0191 284 1798 | — |
| photographer | Geoff Love Photography: Wedding Photographer Newcastle | 04615625410 | — |
Property Details
- Asking Price
- £220,000
- Property Type
- Maisonette
- Bedrooms
- 5
- Bathrooms
- N/A
- Occupancy
- 🔒 Currently Tenanted
- Est. Floor Area
- 700–800 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £27,302 | £226,600 | £19,212 | £10,962 | £17,562 | 24.4% |
| Yr 3 | £28,684 | £240,400 | £20,208 | £34,374 | £54,774 | 76.1% |
| Yr 5 | £30,136 | £255,040 | £21,253 | £59,851 | £94,891 | 131.8% |
| Yr 10 | £34,096 | £295,662 | £24,104 | £133,280 | £208,941 | 290.2% |
| Yr 15 | £38,577 | £342,753 | £27,330 | £222,071 | £344,824 | 478.9% |
| Yr 20 | £43,646 | £397,344 | £30,980 | £328,243 | £505,587 | 702.2% |
| Yr 25 | £49,382 | £460,631 | £35,110 | £454,079 | £694,710 | 964.9% |
| Yr 30 | £55,871 | £533,998 | £39,782 | £602,165 | £916,162 | 1272.4% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
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● Approved ● Pending ● Refused
🌎 Area Profile — North East England ⓘ What are deciles?
📄 Lease Information
Estimated remaining lease: 950 years.
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,934 | 10.5% | 6.7% | £326 | 4.8% |
| Conservative | £2,116 | 11.5% | 7.9% | £688 | 13.4% |
| Base | £2,275 | 12.4% | 8.7% | £913 | 17.3% |
| Optimistic | £2,457 | 13.4% | 9.7% | £1,162 | 21.8% |
| Bull | £2,684 | 14.6% | 10.9% | £1,453 | 27.5% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●12.41% |
| Net Yield | ●8.73% |
| Net Annual Income | £19,211 |
| Deductions: void 8% (−£2,184) · mgmt 10% (−£2,730) · maint 10% (−£2,730) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £686 |
| Monthly Cashflow (IO) | ●£915 |
| Cash-on-Cash Return | ●15.22% |
| 5-Year IRR | ●17.3% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £12,900 |
| SDLT Effective Rate | 5.86% |
| SDLT (Company) | £12,900 |
| Section 24 Extra Tax/yr (higher rate) | £1,650 |
| SPV Annual Saving | £4,346 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £255,040 |
| Less: Purchase Price | −£220,000 |
| Less: Buying Costs (SDLT + legal) | −£15,500 |
| Less: Selling Costs (est. 2.5%) | −£6,376 |
| = CGT Net Gain (5yr) | £13,164 |
| CGT at 24% | £2,439 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,934 | 10.5% | 6.7% | £326 | 4.8% |
| Conservative | £2,116 | 11.5% | 7.9% | £688 | 13.4% |
| Base | £2,275 | 12.4% | 8.7% | £913 | 17.3% |
| Optimistic | £2,457 | 13.4% | 9.7% | £1,162 | 21.8% |
| Bull | £2,684 | 14.6% | 10.9% | £1,453 | 27.5% |
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