🔒 Sign in to view the address
Terraced · 4 bed
Supports major UK property portals
Suggested Offer Range
Asking price is 20% above the area median. Offers anchored to area median of £200,000. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · North West rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £3,400 |
| Bathroom | £2,500 |
| Living Room | £1,450 |
| Hallway / Stairs | £550 |
| Master Bedroom | £850 |
| Bedroom 2 | £850 |
| Bedroom 3 | £850 |
| Bedroom 4 | £850 |
| Total Estimated Refurb | £10,800 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Builders in Manchester | Extensions, Roofing & Brickwork | 0161 506 8790 | — |
| decorator | Top Residential Decorators in Manchester | Ever Prime Painters I ... | 07359 772816 | — |
| photographer | Professional Photographer Manchester | +447400925109 | — |
Property Details
- Asking Price
- £240,000
- Property Type
- Terraced
- Bedrooms
- 4
- Bathrooms
- N/A
- Floor Area
- 1,100–1,200 sqft
- Article 4 Area
- ⚠️ Yes — SA/HMO may need planning consent
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £21,192 | £247,200 | £14,813 | £5,813 | £13,013 | 16.6% |
| Yr 3 | £22,265 | £262,254 | £15,586 | £18,594 | £40,848 | 52.1% |
| Yr 5 | £23,392 | £278,226 | £16,397 | £32,977 | £71,203 | 90.8% |
| Yr 10 | £26,466 | £322,540 | £18,610 | £76,494 | £159,034 | 202.8% |
| Yr 15 | £29,944 | £373,912 | £21,114 | £131,935 | £265,847 | 339.1% |
| Yr 20 | £33,879 | £433,467 | £23,948 | £200,867 | £394,333 | 503.0% |
| Yr 25 | £38,331 | £502,507 | £27,153 | £285,062 | £547,569 | 698.4% |
| Yr 30 | £43,367 | £582,543 | £30,780 | £386,528 | £729,071 | 929.9% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — North West England ⓘ What are deciles?
📄 Lease Information
Estimated remaining lease: 876 years.
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,502 | 7.5% | 4.7% | £-36 | -4.4% |
| Conservative | £1,643 | 8.2% | 5.6% | £288 | 5.5% |
| Base | £1,767 | 8.8% | 6.2% | £485 | 9.8% |
| Optimistic | £1,908 | 9.5% | 6.9% | £700 | 14.8% |
| Bull | £2,085 | 10.4% | 7.7% | £948 | 21.1% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●8.83% |
| Net Yield | ●6.18% |
| Net Annual Income | £14,822 |
| Deductions: void 8% (−£1,695) · mgmt 10% (−£2,119) · maint 10% (−£2,119) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £748 |
| Monthly Cashflow (IO) | ●£487 |
| Cash-on-Cash Return | ●7.43% |
| 5-Year IRR | ●9.8% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £14,300 |
| SDLT Effective Rate | 5.96% |
| SDLT (Company) | £14,300 |
| Section 24 Extra Tax/yr (higher rate) | £1,800 |
| SPV Annual Saving | £3,529 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £278,226 |
| Less: Purchase Price | −£240,000 |
| Less: Buying Costs (SDLT + legal) | −£16,900 |
| Less: Selling Costs (est. 2.5%) | −£6,956 |
| = CGT Net Gain (5yr) | £14,370 |
| CGT at 24% | £2,729 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,502 | 7.5% | 4.7% | £-36 | -4.4% |
| Conservative | £1,643 | 8.2% | 5.6% | £288 | 5.5% |
| Base | £1,767 | 8.8% | 6.2% | £485 | 9.8% |
| Optimistic | £1,908 | 9.5% | 6.9% | £700 | 14.8% |
| Bull | £2,085 | 10.4% | 7.7% | £948 | 21.1% |
Run the numbers on this deal
Use our free Rental Yield Calculator to calculate gross yield, net yield, monthly cash flow, and mortgage stress tests.
Calculate Rental Yield →