🔒 Sign in to view the address
Apartment · 2 bed
Supports major UK property portals
Suggested Offer Range
Already 35% below the area median — limited negotiation margin. Strong value at current asking price. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · London rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £5,550 |
| Bathroom | £4,050 |
| Living Room | £2,400 |
| Master Bedroom | £2,750 |
| Bedroom 2 | £2,750 |
| Entrance Hall | £550 |
| Total Estimated Refurb | £17,400 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Home Builder London Ltd: Building & Renovation Services | 07473 463936 | — |
| decorator | Painting and Decorating London - David Banks & Company | 020 7385 9759 | — |
| photographer | London vacation photographer | 07879 455 932 | — |
Property Details
- Asking Price
- £200,000
- Property Type
- Apartment
- Bedrooms
- 2
- Bathrooms
- N/A
- Est. Floor Area
- 500–600 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £24,140 | £206,000 | £16,936 | £9,436 | £15,436 | 23.5% |
| Yr 3 | £25,362 | £218,545 | £17,816 | £29,622 | £48,167 | 73.4% |
| Yr 5 | £26,646 | £231,855 | £18,740 | £51,634 | £83,489 | 127.3% |
| Yr 10 | £30,148 | £268,783 | £21,261 | £115,274 | £184,057 | 280.6% |
| Yr 15 | £34,109 | £311,593 | £24,114 | £192,496 | £304,090 | 463.6% |
| Yr 20 | £38,591 | £361,222 | £27,341 | £285,087 | £446,309 | 680.3% |
| Yr 25 | £43,663 | £418,756 | £30,992 | £395,064 | £613,820 | 935.7% |
| Yr 30 | £49,400 | £485,452 | £35,123 | £524,714 | £810,167 | 1235.0% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — Greater London ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,710 | 10.3% | 6.4% | £262 | 3.8% |
| Conservative | £1,871 | 11.2% | 7.6% | £585 | 12.5% |
| Base | £2,012 | 12.1% | 8.5% | £787 | 16.4% |
| Optimistic | £2,173 | 13.0% | 9.4% | £1,008 | 21.0% |
| Bull | £2,374 | 14.2% | 10.6% | £1,267 | 26.8% |
⚠ Condition Flags
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●12.07% |
| Net Yield | ●8.47% |
| Net Annual Income | £16,939 |
| Deductions: void 8% (−£1,931) · mgmt 10% (−£2,414) · maint 10% (−£2,414) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £624 |
| Monthly Cashflow (IO) | ●£788 |
| Cash-on-Cash Return | ●14.39% |
| 5-Year IRR | ●16.4% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £11,500 |
| SDLT Effective Rate | 5.75% |
| SDLT (Company) | £11,500 |
| Section 24 Extra Tax/yr (higher rate) | £1,500 |
| SPV Annual Saving | £3,866 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £231,855 |
| Less: Purchase Price | −£200,000 |
| Less: Buying Costs (SDLT + legal) | −£14,100 |
| Less: Selling Costs (est. 2.5%) | −£5,796 |
| = CGT Net Gain (5yr) | £11,959 |
| CGT at 24% | £2,150 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,710 | 10.3% | 6.4% | £262 | 3.8% |
| Conservative | £1,871 | 11.2% | 7.6% | £585 | 12.5% |
| Base | £2,012 | 12.1% | 8.5% | £787 | 16.4% |
| Optimistic | £2,173 | 13.0% | 9.4% | £1,008 | 21.0% |
| Bull | £2,374 | 14.2% | 10.6% | £1,267 | 26.8% |
Run the numbers on this deal
Use our free Rental Yield Calculator to calculate gross yield, net yield, monthly cash flow, and mortgage stress tests.
Calculate Rental Yield →