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Semi-Detached · 4 bed
Supports major UK property portals
Suggested Offer Range
Asking price is 12% above the area median. Offers anchored to area median of £196,000. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · Yorkshire and The Humber rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £3,400 |
| Bathroom | £2,500 |
| Living Room | £1,450 |
| Hallway / Stairs | £550 |
| Master Bedroom | £850 |
| Bedroom 2 | £850 |
| Bedroom 3 | £850 |
| Bedroom 4 | £850 |
| Total Estimated Refurb | £10,800 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Burngreave Building Company: Sheffield Builders & Roofing ... | 0114 228 9110 | — |
| decorator | Richard Smithson Decorating Services: Home | 07831 588 477 | — |
| photographer | Melissa Sadler Photography | 04088097675 | — |
Property Details
- Asking Price
- £220,000
- Property Type
- Semi-Detached
- Bedrooms
- 4
- Bathrooms
- N/A
- Est. Floor Area
- 900–1,000 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £15,950 | £226,600 | £11,039 | £2,789 | £9,389 | 13.0% |
| Yr 3 | £16,757 | £240,400 | £11,620 | £9,235 | £29,635 | 41.2% |
| Yr 5 | £17,606 | £255,040 | £12,231 | £16,889 | £51,929 | 72.1% |
| Yr 10 | £19,919 | £295,662 | £13,897 | £41,710 | £117,371 | 163.0% |
| Yr 15 | £22,537 | £342,753 | £15,782 | £75,505 | £198,258 | 275.4% |
| Yr 20 | £25,498 | £397,344 | £17,914 | £119,455 | £296,799 | 412.2% |
| Yr 25 | £28,849 | £460,631 | £20,326 | £174,893 | £415,524 | 577.1% |
| Yr 30 | £32,640 | £533,998 | £23,056 | £243,329 | £557,326 | 774.1% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
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● Approved ● Pending ● Refused
🌎 Area Profile — Yorkshire ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,130 | 6.2% | 3.8% | £-197 | -8.8% |
| Conservative | £1,236 | 6.7% | 4.5% | £72 | 1.8% |
| Base | £1,329 | 7.2% | 5.0% | £232 | 6.4% |
| Optimistic | £1,435 | 7.8% | 5.6% | £406 | 11.6% |
| Bull | £1,568 | 8.6% | 6.3% | £605 | 18.2% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●7.25% |
| Net Yield | ●5.02% |
| Net Annual Income | £11,038 |
| Deductions: void 8% (−£1,276) · mgmt 10% (−£1,595) · maint 10% (−£1,595) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £686 |
| Monthly Cashflow (IO) | ●£234 |
| Cash-on-Cash Return | ●3.87% |
| 5-Year IRR | ●6.4% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £12,900 |
| SDLT Effective Rate | 5.86% |
| SDLT (Company) | £12,900 |
| Section 24 Extra Tax/yr (higher rate) | £1,650 |
| SPV Annual Saving | £2,756 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £255,040 |
| Less: Purchase Price | −£220,000 |
| Less: Buying Costs (SDLT + legal) | −£15,500 |
| Less: Selling Costs (est. 2.5%) | −£6,376 |
| = CGT Net Gain (5yr) | £13,164 |
| CGT at 24% | £2,439 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,130 | 6.2% | 3.8% | £-197 | -8.8% |
| Conservative | £1,236 | 6.7% | 4.5% | £72 | 1.8% |
| Base | £1,329 | 7.2% | 5.0% | £232 | 6.4% |
| Optimistic | £1,435 | 7.8% | 5.6% | £406 | 11.6% |
| Bull | £1,568 | 8.6% | 6.3% | £605 | 18.2% |
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