🔒 Sign in to view the address
Terraced · 3 bed
Supports major UK property portals
Suggested Offer Range
Asking price is 8% above the area median. Offers anchored to area median of £277,000. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
AI condition score: 6/10 · South East rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £2,300 |
| Bathroom | £1,700 |
| Living Room | £950 |
| Hallway / Stairs | £350 |
| Master Bedroom | £700 |
| Bedroom 2 | £700 |
| Bedroom 3 | £700 |
| Total Estimated Refurb | £6,250 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | R Cunningham Builders | Trusted Builders in Milton Keynes | 01908 263554 | — |
| decorator | ASR Painters and Decorators | Expert Painting & Decorating ... | 07860207718 | — |
| photographer | Photography Studio Milton Keynes | 01908 399140 | — |
Property Details
- Asking Price
- £300,000
- Property Type
- Terraced
- Bedrooms
- 3
- Bathrooms
- N/A
- Est. Floor Area
- 700–800 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £17,160 | £309,000 | £11,910 | £660 | £9,660 | 9.7% |
| Yr 3 | £18,029 | £327,818 | £12,536 | £2,915 | £30,733 | 31.0% |
| Yr 5 | £18,941 | £347,782 | £13,193 | £6,468 | £54,250 | 54.7% |
| Yr 10 | £21,430 | £403,175 | £14,985 | £21,470 | £124,645 | 125.8% |
| Yr 15 | £24,247 | £467,390 | £17,013 | £46,128 | £213,518 | 215.5% |
| Yr 20 | £27,433 | £541,833 | £19,307 | £81,709 | £323,543 | 326.5% |
| Yr 25 | £31,038 | £628,133 | £21,902 | £129,651 | £457,784 | 461.9% |
| Yr 30 | £35,116 | £728,179 | £24,839 | £191,577 | £619,755 | 625.4% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — South East England ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,216 | 4.9% | 3.0% | £-465 | -12.8% |
| Conservative | £1,331 | 5.3% | 3.6% | £-137 | -1.7% |
| Base | £1,431 | 5.7% | 4.0% | £56 | 3.1% |
| Optimistic | £1,545 | 6.2% | 4.4% | £263 | 8.5% |
| Bull | £1,689 | 6.8% | 5.0% | £496 | 15.4% |
⚠ Condition Flags
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●5.72% |
| Net Yield | ●3.97% |
| Net Annual Income | £11,919 |
| Deductions: void 8% (−£1,373) · mgmt 10% (−£1,716) · maint 10% (−£1,716) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £936 |
| Monthly Cashflow (IO) | ●£57 |
| Cash-on-Cash Return | ●0.68% |
| 5-Year IRR | ●3.1% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £20,000 |
| SDLT Effective Rate | 6.67% |
| SDLT (Company) | £20,000 |
| Section 24 Extra Tax/yr (higher rate) | £2,250 |
| SPV Annual Saving | £3,078 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £347,782 |
| Less: Purchase Price | −£300,000 |
| Less: Buying Costs (SDLT + legal) | −£22,600 |
| Less: Selling Costs (est. 2.5%) | −£8,695 |
| = CGT Net Gain (5yr) | £16,487 |
| CGT at 24% | £3,237 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,216 | 4.9% | 3.0% | £-465 | -12.8% |
| Conservative | £1,331 | 5.3% | 3.6% | £-137 | -1.7% |
| Base | £1,431 | 5.7% | 4.0% | £56 | 3.1% |
| Optimistic | £1,545 | 6.2% | 4.4% | £263 | 8.5% |
| Bull | £1,689 | 6.8% | 5.0% | £496 | 15.4% |
Run the numbers on this deal
Use our free Rental Yield Calculator to calculate gross yield, net yield, monthly cash flow, and mortgage stress tests.
Calculate Rental Yield →