🔒 Sign in to view the address
Semi-Detached · 3 bed
Supports major UK property portals
Suggested Offer Range
Asking price is 8% above the area median. Offers anchored to area median of £257,000. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · South East rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £4,700 |
| Bathroom | £3,450 |
| Living Room | £2,000 |
| Hallway / Stairs | £750 |
| Master Bedroom | £1,550 |
| Bedroom 2 | £1,550 |
| Bedroom 3 | £1,550 |
| Total Estimated Refurb | £15,000 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | MJH Builders Southampton | 02380 191323 | — |
| decorator | Painters and Decorators Southampton | Free Quotes | 0238-001-7170 | — |
| photographer | Julian Porter Photography | 07720 325336 | — |
Property Details
- Asking Price
- £280,000
- Property Type
- Semi-Detached
- Bedrooms
- 3
- Bathrooms
- N/A
- Est. Floor Area
- 700–800 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £16,072 | £288,400 | £11,127 | £627 | £9,027 | 9.8% |
| Yr 3 | £16,886 | £305,964 | £11,713 | £2,756 | £28,719 | 31.2% |
| Yr 5 | £17,740 | £324,597 | £12,328 | £6,100 | £50,697 | 55.0% |
| Yr 10 | £20,072 | £376,297 | £14,007 | £20,194 | £116,490 | 126.5% |
| Yr 15 | £22,709 | £436,231 | £15,906 | £43,330 | £199,561 | 216.7% |
| Yr 20 | £25,694 | £505,711 | £18,054 | £76,699 | £302,410 | 328.3% |
| Yr 25 | £29,070 | £586,258 | £20,485 | £121,643 | £427,901 | 464.6% |
| Yr 30 | £32,890 | £679,633 | £23,236 | £179,685 | £579,319 | 629.0% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — South East England ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,138 | 4.9% | 3.0% | £-435 | -12.8% |
| Conservative | £1,245 | 5.3% | 3.6% | £-128 | -1.6% |
| Base | £1,339 | 5.7% | 4.0% | £52 | 3.2% |
| Optimistic | £1,446 | 6.2% | 4.4% | £246 | 8.7% |
| Bull | £1,580 | 6.8% | 5.0% | £464 | 15.5% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●5.74% |
| Net Yield | ●3.97% |
| Net Annual Income | £11,124 |
| Deductions: void 8% (−£1,286) · mgmt 10% (−£1,607) · maint 10% (−£1,607) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £873 |
| Monthly Cashflow (IO) | ●£54 |
| Cash-on-Cash Return | ●0.68% |
| 5-Year IRR | ●3.2% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £18,000 |
| SDLT Effective Rate | 6.43% |
| SDLT (Company) | £18,000 |
| Section 24 Extra Tax/yr (higher rate) | £2,100 |
| SPV Annual Saving | £2,886 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £324,597 |
| Less: Purchase Price | −£280,000 |
| Less: Buying Costs (SDLT + legal) | −£20,600 |
| Less: Selling Costs (est. 2.5%) | −£8,115 |
| = CGT Net Gain (5yr) | £15,882 |
| CGT at 24% | £3,092 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,138 | 4.9% | 3.0% | £-435 | -12.8% |
| Conservative | £1,245 | 5.3% | 3.6% | £-128 | -1.6% |
| Base | £1,339 | 5.7% | 4.0% | £52 | 3.2% |
| Optimistic | £1,446 | 6.2% | 4.4% | £246 | 8.7% |
| Bull | £1,580 | 6.8% | 5.0% | £464 | 15.5% |
Run the numbers on this deal
Use our free Rental Yield Calculator to calculate gross yield, net yield, monthly cash flow, and mortgage stress tests.
Calculate Rental Yield →