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Flat · 2 bed
Supports major UK property portals
Suggested Offer Range
Close to area median. Standard 3–10% negotiation range. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
AI condition score: 8/10 · South West rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £850 |
| Bathroom | £600 |
| Living Room | £350 |
| Master Bedroom | £400 |
| Bedroom 2 | £400 |
| Entrance Hall | £100 |
| Total Estimated Refurb | £2,200 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Builders | Bristol - Mogford Prescott Ltd | 0117 205 0596 | — |
| decorator | Painting & Decorating in BRISTOL - BRISTOL Painter - Local ... | 07938011715 | — |
| photographer | Boys In Bristol Photography | 07376 126506 | — |
Property Details
- Asking Price
- £285,000
- Property Type
- Flat
- Bedrooms
- 2
- Bathrooms
- N/A
- Floor Area
- 700–800 sqft
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £15,903 | £293,550 | £11,005 | £318 | £8,868 | 9.4% |
| Yr 3 | £16,708 | £311,427 | £11,585 | £1,819 | £28,246 | 30.1% |
| Yr 5 | £17,554 | £330,393 | £12,194 | £4,523 | £49,916 | 53.2% |
| Yr 10 | £19,861 | £383,016 | £13,855 | £16,956 | £114,972 | 122.5% |
| Yr 15 | £22,471 | £444,021 | £15,734 | £38,336 | £197,357 | 210.3% |
| Yr 20 | £25,423 | £514,742 | £17,860 | £69,840 | £299,582 | 319.2% |
| Yr 25 | £28,764 | £596,727 | £20,265 | £112,799 | £424,526 | 452.3% |
| Yr 30 | £32,544 | £691,770 | £22,987 | £168,718 | £575,488 | 613.2% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
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● Approved ● Pending ● Refused
🌎 Area Profile — South West England ⓘ What are deciles?
📄 Lease Information
Estimated remaining lease: 994 years.
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,126 | 4.7% | 2.9% | £-463 | -13.2% |
| Conservative | £1,232 | 5.2% | 3.5% | £-154 | -1.9% |
| Base | £1,325 | 5.6% | 3.9% | £26 | 2.9% |
| Optimistic | £1,431 | 6.0% | 4.3% | £220 | 8.3% |
| Bull | £1,564 | 6.6% | 4.8% | £439 | 15.2% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●5.58% |
| Net Yield | ●3.86% |
| Net Annual Income | £11,003 |
| Deductions: void 8% (−£1,272) · mgmt 10% (−£1,590) · maint 10% (−£1,590) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £889 |
| Monthly Cashflow (IO) | ●£28 |
| Cash-on-Cash Return | ●0.34% |
| 5-Year IRR | ●2.9% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £18,500 |
| SDLT Effective Rate | 6.49% |
| SDLT (Company) | £18,500 |
| Section 24 Extra Tax/yr (higher rate) | £2,138 |
| SPV Annual Saving | £2,871 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £330,393 |
| Less: Purchase Price | −£285,000 |
| Less: Buying Costs (SDLT + legal) | −£21,100 |
| Less: Selling Costs (est. 2.5%) | −£8,260 |
| = CGT Net Gain (5yr) | £16,033 |
| CGT at 24% | £3,128 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,126 | 4.7% | 2.9% | £-463 | -13.2% |
| Conservative | £1,232 | 5.2% | 3.5% | £-154 | -1.9% |
| Base | £1,325 | 5.6% | 3.9% | £26 | 2.9% |
| Optimistic | £1,431 | 6.0% | 4.3% | £220 | 8.3% |
| Bull | £1,564 | 6.6% | 4.8% | £439 | 15.2% |
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