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End of Terrace · 3 bed
Supports major UK property portals
Suggested Offer Range
Already 19% below the area median — limited negotiation margin. Strong value at current asking price. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
AI condition score: 7/10 · South West rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £2,050 |
| Bathroom | £1,500 |
| Living Room | £900 |
| Master Bedroom | £650 |
| Bedroom 2 | £650 |
| Bedroom 3 | £650 |
| Entrance Hall | £200 |
| Total Estimated Refurb | £5,500 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Builders | Bristol - Mogford Prescott Ltd | 0117 205 0596 | — |
| decorator | Painting & Decorating in BRISTOL - BRISTOL Painter - Local ... | 07938011715 | — |
| photographer | Boys In Bristol Photography | 07376 126506 | — |
Property Details
- Asking Price
- £290,000
- Property Type
- End of Terrace
- Bedrooms
- 3
- Bathrooms
- N/A
- Floor Area
- 800–900 sqft
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £15,892 | £298,700 | £10,997 | £122 | £8,822 | 9.2% |
| Yr 3 | £16,697 | £316,891 | £11,577 | £1,232 | £28,123 | 29.4% |
| Yr 5 | £17,542 | £336,189 | £12,185 | £3,544 | £49,734 | 52.0% |
| Yr 10 | £19,847 | £389,736 | £13,845 | £14,992 | £114,728 | 120.0% |
| Yr 15 | £22,455 | £451,811 | £15,723 | £35,381 | £197,192 | 206.3% |
| Yr 20 | £25,406 | £523,772 | £17,847 | £65,888 | £299,660 | 313.5% |
| Yr 25 | £28,744 | £607,196 | £20,251 | £107,841 | £425,037 | 444.6% |
| Yr 30 | £32,522 | £703,906 | £22,970 | £162,745 | £576,651 | 603.2% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — South West England ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,126 | 4.7% | 2.9% | £-483 | -13.5% |
| Conservative | £1,232 | 5.1% | 3.4% | £-171 | -2.2% |
| Base | £1,325 | 5.5% | 3.8% | £11 | 2.7% |
| Optimistic | £1,431 | 5.9% | 4.2% | £206 | 8.1% |
| Bull | £1,564 | 6.5% | 4.8% | £426 | 15.0% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●5.48% |
| Net Yield | ●3.79% |
| Net Annual Income | £11,003 |
| Deductions: void 8% (−£1,271) · mgmt 10% (−£1,589) · maint 10% (−£1,589) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £904 |
| Monthly Cashflow (IO) | ●£13 |
| Cash-on-Cash Return | ●0.13% |
| 5-Year IRR | ●2.7% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £19,000 |
| SDLT Effective Rate | 6.55% |
| SDLT (Company) | £19,000 |
| Section 24 Extra Tax/yr (higher rate) | £2,175 |
| SPV Annual Saving | £2,881 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £336,189 |
| Less: Purchase Price | −£290,000 |
| Less: Buying Costs (SDLT + legal) | −£21,600 |
| Less: Selling Costs (est. 2.5%) | −£8,405 |
| = CGT Net Gain (5yr) | £16,184 |
| CGT at 24% | £3,164 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,126 | 4.7% | 2.9% | £-483 | -13.5% |
| Conservative | £1,232 | 5.1% | 3.4% | £-171 | -2.2% |
| Base | £1,325 | 5.5% | 3.8% | £11 | 2.7% |
| Optimistic | £1,431 | 5.9% | 4.2% | £206 | 8.1% |
| Bull | £1,564 | 6.5% | 4.8% | £426 | 15.0% |
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