🔒 Sign in to view the address
Terraced · 2 bed
Supports major UK property portals
Suggested Offer Range
Close to area median. Standard 3–10% negotiation range. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
AI condition score: 4/10 · London rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £5,450 |
| Bathroom | £4,000 |
| Living Room | £2,350 |
| Hallway / Stairs | £900 |
| Master Bedroom | £2,750 |
| Bedroom 2 | £2,750 |
| Total Estimated Refurb | £17,400 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Home Builder London Ltd: Building & Renovation Services | 07473 463936 | — |
| decorator | Painting and Decorating London - David Banks & Company | 020 7385 9759 | — |
| photographer | London vacation photographer | 07879 455 932 | — |
Property Details
- Asking Price
- £379,950
- Property Type
- Terraced
- Bedrooms
- 2
- Bathrooms
- N/A
- Floor Area
- 800–900 sqft
- Article 4 Area
- ⚠️ Yes — SA/HMO may need planning consent
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £20,479 | £391,348 | £14,300 | £52 | £11,450 | 9.0% |
| Yr 3 | £21,516 | £415,182 | £15,047 | £1,271 | £36,503 | 28.7% |
| Yr 5 | £22,605 | £440,466 | £15,831 | £4,039 | £64,556 | 50.8% |
| Yr 10 | £25,576 | £510,621 | £17,970 | £18,264 | £148,935 | 117.2% |
| Yr 15 | £28,937 | £591,950 | £20,389 | £44,011 | £256,011 | 201.5% |
| Yr 20 | £32,739 | £686,232 | £23,127 | £82,796 | £389,078 | 306.2% |
| Yr 25 | £37,041 | £795,531 | £26,225 | £136,332 | £551,912 | 434.3% |
| Yr 30 | £41,909 | £922,238 | £29,729 | £206,556 | £748,844 | 589.3% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — Greater London ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,450 | 4.6% | 2.9% | £-638 | -13.8% |
| Conservative | £1,587 | 5.0% | 3.4% | £-233 | -2.6% |
| Base | £1,706 | 5.4% | 3.8% | £4 | 2.2% |
| Optimistic | £1,842 | 5.8% | 4.2% | £258 | 7.7% |
| Bull | £2,013 | 6.4% | 4.7% | £543 | 14.5% |
⚠ Condition Flags
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●5.39% |
| Net Yield | ●3.76% |
| Net Annual Income | £14,295 |
| Deductions: void 8% (−£1,638) · mgmt 10% (−£2,048) · maint 10% (−£2,048) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £1,185 |
| Monthly Cashflow (IO) | ●£6 |
| Cash-on-Cash Return | ●0.04% |
| 5-Year IRR | ●2.2% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £27,995 |
| SDLT Effective Rate | 7.37% |
| SDLT (Company) | £27,995 |
| Section 24 Extra Tax/yr (higher rate) | £2,850 |
| SPV Annual Saving | £3,689 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £440,466 |
| Less: Purchase Price | −£379,950 |
| Less: Buying Costs (SDLT + legal) | −£30,595 |
| Less: Selling Costs (est. 2.5%) | −£11,012 |
| = CGT Net Gain (5yr) | £18,909 |
| CGT at 24% | £3,818 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,450 | 4.6% | 2.9% | £-638 | -13.8% |
| Conservative | £1,587 | 5.0% | 3.4% | £-233 | -2.6% |
| Base | £1,706 | 5.4% | 3.8% | £4 | 2.2% |
| Optimistic | £1,842 | 5.8% | 4.2% | £258 | 7.7% |
| Bull | £2,013 | 6.4% | 4.7% | £543 | 14.5% |
Run the numbers on this deal
Use our free Rental Yield Calculator to calculate gross yield, net yield, monthly cash flow, and mortgage stress tests.
Calculate Rental Yield →