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Flat · 3 bed
Supports major UK property portals
Suggested Offer Range
Asking price is 9% above the area median. Offers anchored to area median of £69,000. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
AI condition score: 7/10 · North East rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £1,550 |
| Bathroom | £1,150 |
| Living Room | £650 |
| Master Bedroom | £550 |
| Bedroom 2 | £550 |
| Bedroom 3 | £550 |
| Entrance Hall | £200 |
| Total Estimated Refurb | £4,250 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | DP Construction NE Ltd | Builders | Newcastle, UK | 0191 256 6655 | — |
| decorator | Painter & Decorator Newcastle | Gosforth | Jesmond | 0191 284 1798 | — |
| photographer | Geoff Love Photography: Wedding Photographer Newcastle | 04615625410 | — |
Property Details
- Asking Price
- £75,000
- Property Type
- Flat
- Bedrooms
- 3
- Bathrooms
- N/A
- Floor Area
- 700–800 sqft
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £9,862 | £77,250 | £6,656 | £3,844 | £6,094 | 22.9% |
| Yr 3 | £10,362 | £81,955 | £7,015 | £12,068 | £19,022 | 71.5% |
| Yr 5 | £10,886 | £86,946 | £7,393 | £21,038 | £32,983 | 124.0% |
| Yr 10 | £12,317 | £100,794 | £8,423 | £46,980 | £72,774 | 273.6% |
| Yr 15 | £13,935 | £116,848 | £9,589 | £78,472 | £120,320 | 452.3% |
| Yr 20 | £15,767 | £135,458 | £10,907 | £116,243 | £176,701 | 664.3% |
| Yr 25 | £17,839 | £157,033 | £12,399 | £161,117 | £243,150 | 914.1% |
| Yr 30 | £20,183 | £182,045 | £14,087 | £214,028 | £321,073 | 1207.0% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — North East England ⓘ What are deciles?
📄 Lease Information
Estimated remaining lease: 978 years.
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £699 | 11.2% | 6.7% | £112 | 3.1% |
| Conservative | £764 | 12.2% | 8.0% | £240 | 11.8% |
| Base | £822 | 13.2% | 8.9% | £320 | 15.5% |
| Optimistic | £888 | 14.2% | 9.9% | £409 | 19.9% |
| Bull | £970 | 15.5% | 11.2% | £513 | 25.5% |
⚠ Condition Flags
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●13.15% |
| Net Yield | ●8.88% |
| Net Annual Income | £6,657 |
| Deductions: void 8% (−£789) · mgmt 10% (−£986) · maint 10% (−£986) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £234 |
| Monthly Cashflow (IO) | ●£321 |
| Cash-on-Cash Return | ●14.45% |
| 5-Year IRR | ●15.5% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £3,750 |
| SDLT Effective Rate | 5.0% |
| SDLT (Company) | £3,750 |
| Section 24 Extra Tax/yr (higher rate) | £562 |
| SPV Annual Saving | £1,633 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £86,946 |
| Less: Purchase Price | −£75,000 |
| Less: Buying Costs (SDLT + legal) | −£6,350 |
| Less: Selling Costs (est. 2.5%) | −£2,174 |
| = CGT Net Gain (5yr) | £3,422 |
| CGT at 24% | £101 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £699 | 11.2% | 6.7% | £112 | 3.1% |
| Conservative | £764 | 12.2% | 8.0% | £240 | 11.8% |
| Base | £822 | 13.2% | 8.9% | £320 | 15.5% |
| Optimistic | £888 | 14.2% | 9.9% | £409 | 19.9% |
| Bull | £970 | 15.5% | 11.2% | £513 | 25.5% |
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