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Maisonette · 4 bed

£125,000
Score: 0/10

Supports major UK property portals

vs Benchmark
No data
no benchmark yet
Est. £/sqft
~£170
benchmark ~£115/sqft
Investment Score
0/10
average
Days on Market
Under 2 weeks
listed

Suggested Offer Range

Low offer
£74,340
£50,660 below asking
Target offer
£78,470
£46,530 below asking
High offer
£82,600
£42,400 below asking
Offers Over listing — vendor expects full asking price or above. The offer range shown is for context only; submitting below asking is likely to be rejected.

Asking price is 51% above the area median. Offers anchored to area median of £83,000. Note: listed as "Offers Over" — vendor expects full asking price or above.

Suggested range is based on Land Registry median data and is not financial advice. Always conduct your own due diligence.
📷 No photos available for condition analysis.

🔨 Refurb Cost Estimate

Refurb cost estimate pending — this listing hasn't been through cost analysis yet. Runs nightly; check back within 24–48 hours.

🔧 Local Trades

Trade Name Phone Email
builder DP Construction NE Ltd | Builders | Newcastle, UK 0191 256 6655
decorator Painter & Decorator Newcastle | Gosforth | Jesmond 0191 284 1798
photographer Geoff Love Photography: Wedding Photographer Newcastle 04615625410

Property Details

Asking Price
£125,000
Property Type
Maisonette
Bedrooms
4
Bathrooms
N/A
Floor Area
900–1,000 sqft
Article 4 Area
✓ No restriction — SA permitted under PD rights

📈 Rental Yield & ROI Forecast

Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.

10-Year Projection
Break-even: Year 1 5yr IRR: 14.1%
Year Est. Rent/yr Est. Value Net Income/yr Cum. Cashflow Total Return ROI on Cash Invested
Yr 1 £14,112 £128,750 £9,716 £5,028 £8,778 21.1%
Yr 3 £14,827 £136,591 £10,230 £15,854 £27,445 66.0%
Yr 5 £15,578 £144,909 £10,771 £27,747 £47,656 114.6%
Yr 10 £17,625 £167,990 £12,245 £62,513 £105,502 253.6%
Yr 15 £19,941 £194,746 £13,912 £105,219 £174,965 420.6%
Yr 20 £22,561 £225,764 £15,799 £156,909 £257,673 619.4%
Yr 25 £25,526 £261,722 £17,933 £218,765 £355,487 854.5%
Yr 30 £28,880 £303,408 £20,349 £292,120 £470,528 1131.1%

ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.

Planning Applications Nearby (within 0.5 miles)

5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status

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Approved   Pending   Refused

🌎 Area Profile — North East England ⓘ What are deciles?

IMD (Overall)
1/10
High deprivation
Crime
1/10
High deprivation
Income
1/10
High deprivation
Employment
2/10
High deprivation
Education
1/10
High deprivation
Housing Barriers
9/10
Low deprivation
Rural/Urban
Mixed

📄 Lease Information

Estimated remaining lease: 958 years.

📊 Investment Skill Analysis

Net Yield
7.8%
Gross:11.3%
Mortgage
PASS
75% LTV · 5.0% rate
Survey Risk
Low Risk
Score: 1/10
SDLT (Additional)
£6,250
5.0% effective rate · Company: £6,250
Void Risk
High
~6 weeks/year
Statistical CI (85%)
vs Comparable Mean:—· n=—
Best Strategy
AST (Standard BTL)
£830/mo
SPV Tax Saving
£2,321/yr
Breakeven: — years
5-Year IRR
14.1%
IRR — Strong

Scenario Analysis

Scenario Monthly Rent Gross Yield Net Yield Cashflow/mo IRR 5yr
Bear £1,000 9.6% 5.9% £105 0.9%
Conservative £1,094 10.5% 7.0% £299 10.1%
Base £1,176 11.3% 7.8% £419 14.1%
Optimistic £1,270 12.2% 8.7% £551 18.7%
Bull £1,388 13.3% 9.8% £705 24.7%

Detailed Analysis

💸 Yield & Returns
Gross Yield11.29%
Net Yield7.77%
Net Annual Income£9,716
Deductions: void 8% (−£1,129)  ·  mgmt 10% (−£1,411)  ·  maint 10% (−£1,411)  ·  fixed costs ins.+gas+EPC (−£445)
Monthly IO Mortgage£390
Monthly Cashflow (IO)£420
Cash-on-Cash Return12.09%
5-Year IRR14.1%

Above benchmark   Near benchmark   Below benchmark

💰 Tax Analysis
SDLT (Additional Property)£6,250
SDLT Effective Rate5.0%
SDLT (Company)£6,250
Section 24 Extra Tax/yr (higher rate)£938
SPV Annual Saving£2,321
SPV Breakeven— yrs
CGT Projected Sale (5yr)£144,909
Less: Purchase Price−£125,000
Less: Buying Costs (SDLT + legal)−£8,850
Less: Selling Costs (est. 2.5%)−£3,623
= CGT Net Gain (5yr)£7,436
CGT at 24%£1,065
📈 Scenario Analysis
Scenario Monthly Rent Gross Yield Net Yield Cashflow/mo IRR 5yr
Bear £1,000 9.6% 5.9% £105 0.9%
Conservative £1,094 10.5% 7.0% £299 10.1%
Base £1,176 11.3% 7.8% £419 14.1%
Optimistic £1,270 12.2% 8.7% £551 18.7%
Bull £1,388 13.3% 9.8% £705 24.7%
📊 Analysis Report (PDF) 📊 Download CSV
PropertyAlert.uk is not affiliated with any property portal. Analysis is based on publicly available Land Registry data and EPC certificates. This report is for informational purposes only and does not constitute financial advice. Analyse another property →

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