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Semi-Detached · 2 bed
Supports major UK property portals
Suggested Offer Range
Already 20% below the area median — limited negotiation margin. Strong value at current asking price. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
AI condition score: 7/10 · North West rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £1,600 |
| Bathroom | £1,200 |
| Living Room | £700 |
| Hallway / Stairs | £250 |
| Master Bedroom | £850 |
| Bedroom 2 | £850 |
| Total Estimated Refurb | £4,500 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Builders in Manchester | Extensions, Roofing & Brickwork | 0161 506 8790 | — |
| decorator | Top Residential Decorators in Manchester | Ever Prime Painters I ... | 07359 772816 | — |
| photographer | Professional Photographer Manchester | +447400925109 | — |
Property Details
- Asking Price
- £250,000
- Property Type
- Semi-Detached
- Bedrooms
- 2
- Bathrooms
- N/A
- Est. Floor Area
- 800–900 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £14,525 | £257,500 | £10,013 | £638 | £8,138 | 10.0% |
| Yr 3 | £15,260 | £273,182 | £10,542 | £2,705 | £25,887 | 31.7% |
| Yr 5 | £16,033 | £289,819 | £11,099 | £5,871 | £45,689 | 56.0% |
| Yr 10 | £18,140 | £335,979 | £12,616 | £18,965 | £104,944 | 128.6% |
| Yr 15 | £20,523 | £389,492 | £14,332 | £40,232 | £179,724 | 220.2% |
| Yr 20 | £23,220 | £451,528 | £16,274 | £70,746 | £272,274 | 333.7% |
| Yr 25 | £26,272 | £523,444 | £18,471 | £111,722 | £385,166 | 472.0% |
| Yr 30 | £29,724 | £606,816 | £20,956 | £164,534 | £521,350 | 638.9% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — North West England ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,028 | 4.9% | 3.0% | £-384 | -12.5% |
| Conservative | £1,125 | 5.4% | 3.6% | £-109 | -1.3% |
| Base | £1,210 | 5.8% | 4.0% | £53 | 3.5% |
| Optimistic | £1,307 | 6.3% | 4.5% | £227 | 8.9% |
| Bull | £1,428 | 6.9% | 5.0% | £423 | 15.8% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●5.81% |
| Net Yield | ●4.0% |
| Net Annual Income | £10,009 |
| Deductions: void 8% (−£1,162) · mgmt 10% (−£1,452) · maint 10% (−£1,452) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £780 |
| Monthly Cashflow (IO) | ●£54 |
| Cash-on-Cash Return | ●0.78% |
| 5-Year IRR | ●3.5% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £15,000 |
| SDLT Effective Rate | 6.0% |
| SDLT (Company) | £15,000 |
| Section 24 Extra Tax/yr (higher rate) | £1,875 |
| SPV Annual Saving | £2,613 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £289,819 |
| Less: Purchase Price | −£250,000 |
| Less: Buying Costs (SDLT + legal) | −£17,600 |
| Less: Selling Costs (est. 2.5%) | −£7,245 |
| = CGT Net Gain (5yr) | £14,974 |
| CGT at 24% | £2,874 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,028 | 4.9% | 3.0% | £-384 | -12.5% |
| Conservative | £1,125 | 5.4% | 3.6% | £-109 | -1.3% |
| Base | £1,210 | 5.8% | 4.0% | £53 | 3.5% |
| Optimistic | £1,307 | 6.3% | 4.5% | £227 | 8.9% |
| Bull | £1,428 | 6.9% | 5.0% | £423 | 15.8% |
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