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Flat · 1 bed
Supports major UK property portals
Suggested Offer Range
Already 51% below the area median — limited negotiation margin. Strong value at current asking price. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · North West rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £3,450 |
| Bathroom | £2,500 |
| Living Room | £1,500 |
| Master Bedroom | £3,450 |
| Entrance Hall | £350 |
| Total Estimated Refurb | £10,800 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Builders in Manchester | Extensions, Roofing & Brickwork | 0161 506 8790 | — |
| decorator | Top Residential Decorators in Manchester | Ever Prime Painters I ... | 07359 772816 | — |
| photographer | Professional Photographer Manchester | +447400925109 | — |
Property Details
- Asking Price
- £45,000
- Property Type
- Flat
- Bedrooms
- 1
- Bathrooms
- N/A
- Occupancy
- 🔒 Currently Tenanted
- Est. Floor Area
- 500–600 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £11,822 | £46,350 | £8,066 | £6,379 | £7,729 | 43.9% |
| Yr 3 | £12,420 | £49,173 | £8,497 | £19,781 | £23,953 | 136.1% |
| Yr 5 | £13,049 | £52,167 | £8,950 | £34,077 | £41,244 | 234.3% |
| Yr 10 | £14,763 | £60,476 | £10,185 | £74,032 | £89,509 | 508.6% |
| Yr 15 | £16,703 | £70,109 | £11,581 | £120,640 | £145,748 | 828.1% |
| Yr 20 | £18,898 | £81,275 | £13,162 | £174,773 | £211,048 | 1199.1% |
| Yr 25 | £21,382 | £94,220 | £14,950 | £237,421 | £286,641 | 1628.6% |
| Yr 30 | £24,192 | £109,227 | £16,973 | £309,702 | £373,929 | 2124.6% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — North West England ⓘ What are deciles?
📄 Lease Information
Estimated remaining lease: 283 years.
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £837 | 22.3% | 13.5% | £324 | 27.7% |
| Conservative | £916 | 24.4% | 16.1% | £449 | 33.5% |
| Base | £985 | 26.3% | 17.9% | £531 | 36.1% |
| Optimistic | £1,064 | 28.4% | 20.0% | £624 | 39.2% |
| Bull | £1,162 | 31.0% | 22.6% | £734 | 43.2% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●26.27% |
| Net Yield | ●17.92% |
| Net Annual Income | £8,065 |
| Deductions: void 8% (−£946) · mgmt 10% (−£1,182) · maint 10% (−£1,182) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £140 |
| Monthly Cashflow (IO) | ●£532 |
| Cash-on-Cash Return | ●36.24% |
| 5-Year IRR | ●36.1% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £2,250 |
| SDLT Effective Rate | 5.0% |
| SDLT (Company) | £2,250 |
| Section 24 Extra Tax/yr (higher rate) | £338 |
| SPV Annual Saving | £1,851 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £52,167 |
| Less: Purchase Price | −£45,000 |
| Less: Buying Costs (SDLT + legal) | −£4,850 |
| Less: Selling Costs (est. 2.5%) | −£1,304 |
| = CGT Net Gain (5yr) | £1,013 |
| CGT at 24% | £— |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £837 | 22.3% | 13.5% | £324 | 27.7% |
| Conservative | £916 | 24.4% | 16.1% | £449 | 33.5% |
| Base | £985 | 26.3% | 17.9% | £531 | 36.1% |
| Optimistic | £1,064 | 28.4% | 20.0% | £624 | 39.2% |
| Bull | £1,162 | 31.0% | 22.6% | £734 | 43.2% |
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