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Apartment · 1 bed
Supports major UK property portals
Suggested Offer Range
Close to area median. Standard 3–10% negotiation range. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
AI condition score: 8/10 · Yorkshire and The Humber rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £700 |
| Bathroom | £500 |
| Living Room | £300 |
| Master Bedroom | £700 |
| Entrance Hall | £50 |
| Total Estimated Refurb | £1,800 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Qazi Builders | 07964 582567 | — |
| decorator | C. F. Jones & Son, Bradford: Decorators | 07947 828500 | — |
| photographer | Ruth Agbolade Photography | 07517 815045 | — |
Property Details
- Asking Price
- £50,000
- Property Type
- Apartment
- Bedrooms
- 1
- Bathrooms
- N/A
- Occupancy
- 🔒 Currently Tenanted
- Est. Floor Area
- 200–300 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £6,480 | £51,500 | £4,221 | £2,346 | £3,846 | 20.1% |
| Yr 3 | £6,808 | £54,636 | £4,457 | £7,390 | £12,026 | 63.0% |
| Yr 5 | £7,153 | £57,964 | £4,705 | £12,924 | £20,888 | 109.4% |
| Yr 10 | £8,093 | £67,196 | £5,382 | £29,070 | £46,266 | 242.2% |
| Yr 15 | £9,156 | £77,898 | £6,147 | £48,863 | £76,762 | 401.9% |
| Yr 20 | £10,359 | £90,306 | £7,014 | £72,781 | £113,087 | 592.1% |
| Yr 25 | £11,721 | £104,689 | £7,994 | £101,366 | £156,055 | 817.0% |
| Yr 30 | £13,261 | £121,363 | £9,103 | £135,232 | £206,596 | 1081.7% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — Yorkshire ⓘ What are deciles?
📄 Lease Information
Estimated remaining lease: 980 years.
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £459 | 11.0% | 6.3% | £58 | -0.2% |
| Conservative | £502 | 12.1% | 7.5% | £143 | 8.7% |
| Base | £540 | 13.0% | 8.4% | £195 | 12.4% |
| Optimistic | £583 | 14.0% | 9.5% | £254 | 16.7% |
| Bull | £637 | 15.3% | 10.7% | £322 | 22.3% |
⚠ Condition Flags
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●12.96% |
| Net Yield | ●8.44% |
| Net Annual Income | £4,221 |
| Deductions: void 8% (−£518) · mgmt 10% (−£648) · maint 10% (−£648) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £156 |
| Monthly Cashflow (IO) | ●£196 |
| Cash-on-Cash Return | ●12.28% |
| 5-Year IRR | ●12.4% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £2,500 |
| SDLT Effective Rate | 5.0% |
| SDLT (Company) | £2,500 |
| Section 24 Extra Tax/yr (higher rate) | £375 |
| SPV Annual Saving | £1,113 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £57,964 |
| Less: Purchase Price | −£50,000 |
| Less: Buying Costs (SDLT + legal) | −£5,100 |
| Less: Selling Costs (est. 2.5%) | −£1,449 |
| = CGT Net Gain (5yr) | £1,415 |
| CGT at 24% | £— |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £459 | 11.0% | 6.3% | £58 | -0.2% |
| Conservative | £502 | 12.1% | 7.5% | £143 | 8.7% |
| Base | £540 | 13.0% | 8.4% | £195 | 12.4% |
| Optimistic | £583 | 14.0% | 9.5% | £254 | 16.7% |
| Bull | £637 | 15.3% | 10.7% | £322 | 22.3% |
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