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Flat · 2 bed
Supports major UK property portals
Suggested Offer Range
Close to area median. Standard 3–10% negotiation range. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Refurb cost estimate pending — this listing hasn't been through cost analysis yet. Runs nightly; check back within 24–48 hours.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Qazi Builders | 07964 582567 | — |
| decorator | C. F. Jones & Son, Bradford: Decorators | 07947 828500 | — |
| photographer | Ruth Agbolade Photography | 07517 815045 | — |
Property Details
- Asking Price
- £63,700
- Property Type
- Flat
- Bedrooms
- 2
- Bathrooms
- N/A
- Floor Area
- 700–800 sqft
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £7,969 | £65,611 | £5,293 | £2,904 | £4,815 | 20.7% |
| Yr 3 | £8,372 | £69,607 | £5,583 | £9,145 | £15,052 | 64.9% |
| Yr 5 | £8,796 | £73,846 | £5,888 | £15,990 | £26,136 | 112.6% |
| Yr 10 | £9,952 | £85,607 | £6,720 | £35,943 | £57,850 | 249.2% |
| Yr 15 | £11,260 | £99,243 | £7,662 | £60,380 | £95,922 | 413.3% |
| Yr 20 | £12,739 | £115,049 | £8,727 | £89,890 | £141,239 | 608.5% |
| Yr 25 | £14,414 | £133,374 | £9,933 | £125,139 | £194,813 | 839.3% |
| Yr 30 | £16,308 | £154,617 | £11,296 | £166,883 | £257,800 | 1110.7% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
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● Approved ● Pending ● Refused
🌎 Area Profile — Yorkshire ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £564 | 10.6% | 6.2% | £71 | 0.6% |
| Conservative | £618 | 11.6% | 7.4% | £176 | 9.5% |
| Base | £664 | 12.5% | 8.3% | £242 | 13.3% |
| Optimistic | £717 | 13.5% | 9.3% | £314 | 17.7% |
| Bull | £784 | 14.8% | 10.5% | £399 | 23.3% |
⚠ Condition Flags
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●12.51% |
| Net Yield | ●8.31% |
| Net Annual Income | £5,292 |
| Deductions: void 8% (−£638) · mgmt 10% (−£797) · maint 10% (−£797) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £199 |
| Monthly Cashflow (IO) | ●£242 |
| Cash-on-Cash Return | ●12.51% |
| 5-Year IRR | ●13.3% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £3,185 |
| SDLT Effective Rate | 5.0% |
| SDLT (Company) | £3,185 |
| Section 24 Extra Tax/yr (higher rate) | £478 |
| SPV Annual Saving | £1,346 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £73,846 |
| Less: Purchase Price | −£63,700 |
| Less: Buying Costs (SDLT + legal) | −£5,785 |
| Less: Selling Costs (est. 2.5%) | −£1,846 |
| = CGT Net Gain (5yr) | £2,515 |
| CGT at 24% | £— |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £564 | 10.6% | 6.2% | £71 | 0.6% |
| Conservative | £618 | 11.6% | 7.4% | £176 | 9.5% |
| Base | £664 | 12.5% | 8.3% | £242 | 13.3% |
| Optimistic | £717 | 13.5% | 9.3% | £314 | 17.7% |
| Bull | £784 | 14.8% | 10.5% | £399 | 23.3% |
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