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Terraced · 4 bed
Supports major UK property portals
vs Benchmark
No data
no benchmark yet
Est. £/sqft
~£370
benchmark ~£285/sqft
Investment Score
0/10
average
Days on Market
2–4 weeks
listed
Suggested Offer Range
Low offer
£228,298
£96,702 below asking
Target offer
£240,981
£84,019 below asking
High offer
£253,665
£71,335 below asking
⚠ Offers Over listing — vendor expects full asking price or above. The offer range shown is for context only; submitting below asking is likely to be rejected.
Asking price is 28% above the area median. Offers anchored to area median of £254,000. Note: listed as "Offers Over" — vendor expects full asking price or above.
Suggested range is based on Land Registry median data and is not financial advice. Always conduct your own due diligence.
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🔨 Refurb Cost Estimate
Refurb cost estimate pending — this listing hasn't been through cost analysis yet. Runs nightly; check back within 24–48 hours.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Builders in Leicester | Renovations, New Homes, Construction | 07795 322 737 | — |
| decorator | Painters and Decorators Leicester | Commercial & Domestic | 0116 4785346 | — |
| photographer | ZigZag Photography Leicester | 0116 2700995 | — |
Property Details
- Asking Price
- £325,000
- Property Type
- Terraced
- Bedrooms
- 4
- Bathrooms
- N/A
- Floor Area
- 1,400–1,500 sqft
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
10-Year Projection
Break-even: Year 1
5yr IRR: 2.4%
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £17,582 | £334,750 | £12,214 | £27 | £9,777 | 9.1% |
| Yr 3 | £18,473 | £355,136 | £12,855 | £1,038 | £31,174 | 28.9% |
| Yr 5 | £19,408 | £376,764 | £13,529 | £3,379 | £55,144 | 51.1% |
| Yr 10 | £21,958 | £436,773 | £15,365 | £15,503 | £127,276 | 118.0% |
| Yr 15 | £24,844 | £506,339 | £17,442 | £37,520 | £218,859 | 202.9% |
| Yr 20 | £28,108 | £586,986 | £19,793 | £70,730 | £332,716 | 308.5% |
| Yr 25 | £31,802 | £680,478 | £22,452 | £116,604 | £472,082 | 437.7% |
| Yr 30 | £35,981 | £788,860 | £25,461 | £176,807 | £640,667 | 594.0% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
🌎 Area Profile — East Midlands ⓘ What are deciles?
IMD (Overall)
2/10
High deprivation
Crime
3/10
High deprivation
Income
2/10
High deprivation
Employment
2/10
High deprivation
Education
2/10
High deprivation
Housing Barriers
2/10
High deprivation
Rural/Urban
Mixed
📊 Investment Skill Analysis
Net Yield
3.8%
Gross:5.4%
Mortgage
MARGINAL
75% LTV · 5.0% rate
Survey Risk
Low Risk
Score: 1/10
SDLT (Additional)
£22,500
6.9% effective rate · Company: £22,500
Void Risk
High
~6 weeks/year
Statistical CI (85%)
–
vs Comparable Mean:—· n=—
Best Strategy
Serviced Accommodation
£957/mo
SPV Tax Saving
£3,180/yr
Breakeven: — years
5-Year IRR
2.4%
IRR — Weak
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,244 | 4.6% | 2.8% | £-549 | -13.7% |
| Conservative | £1,362 | 5.0% | 3.4% | £-201 | -2.4% |
| Base | £1,464 | 5.4% | 3.8% | £1 | 2.4% |
| Optimistic | £1,581 | 5.8% | 4.2% | £219 | 7.9% |
| Bull | £1,728 | 6.4% | 4.7% | £463 | 14.7% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●5.41% |
| Net Yield | ●3.76% |
| Net Annual Income | £12,204 |
| Deductions: void 8% (−£1,407) · mgmt 10% (−£1,758) · maint 10% (−£1,758) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £1,014 |
| Monthly Cashflow (IO) | ●£3 |
| Cash-on-Cash Return | ●0.02% |
| 5-Year IRR | ●2.4% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £22,500 |
| SDLT Effective Rate | 6.92% |
| SDLT (Company) | £22,500 |
| Section 24 Extra Tax/yr (higher rate) | £2,438 |
| SPV Annual Saving | £3,180 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £376,764 |
| Less: Purchase Price | −£325,000 |
| Less: Buying Costs (SDLT + legal) | −£25,100 |
| Less: Selling Costs (est. 2.5%) | −£9,419 |
| = CGT Net Gain (5yr) | £17,245 |
| CGT at 24% | £3,419 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,244 | 4.6% | 2.8% | £-549 | -13.7% |
| Conservative | £1,362 | 5.0% | 3.4% | £-201 | -2.4% |
| Base | £1,464 | 5.4% | 3.8% | £1 | 2.4% |
| Optimistic | £1,581 | 5.8% | 4.2% | £219 | 7.9% |
| Bull | £1,728 | 6.4% | 4.7% | £463 | 14.7% |
PropertyAlert.uk is not affiliated with any property portal. Analysis is based on publicly available Land Registry data and EPC certificates. This report is for informational purposes only and does not constitute financial advice.
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