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Maisonette · 2 bed
Supports major UK property portals
Suggested Offer Range
Close to area median. Standard 3–10% negotiation range. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
AI condition score: 8/10 · West Midlands rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £700 |
| Bathroom | £500 |
| Living Room | £300 |
| Hallway / Stairs | £100 |
| Master Bedroom | £350 |
| Bedroom 2 | £350 |
| Total Estimated Refurb | £1,900 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Keith Pownall & Sons | 07831 888601 | — |
| decorator | Attention2detail - professional painter and decorator Stoke-on-Trent | 07895372789 | — |
| photographer | STUDIO 21 PHOTOGRAPHY STOKE | 07928 426265 | — |
Property Details
- Asking Price
- £75,000
- Property Type
- Maisonette
- Bedrooms
- 2
- Bathrooms
- N/A
- Est. Floor Area
- 500–600 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £7,777 | £77,250 | £5,155 | £2,342 | £4,592 | 17.3% |
| Yr 3 | £8,171 | £81,955 | £5,438 | £7,450 | £14,405 | 54.2% |
| Yr 5 | £8,585 | £86,946 | £5,736 | £13,147 | £25,092 | 94.3% |
| Yr 10 | £9,713 | £100,794 | £6,548 | £30,162 | £55,955 | 210.4% |
| Yr 15 | £10,989 | £116,848 | £7,467 | £51,553 | £93,400 | 351.1% |
| Yr 20 | £12,434 | £135,458 | £8,507 | £77,895 | £138,353 | 520.1% |
| Yr 25 | £14,067 | £157,033 | £9,684 | £109,839 | £191,872 | 721.3% |
| Yr 30 | £15,916 | £182,045 | £11,014 | £148,121 | £255,166 | 959.3% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — West Midlands ⓘ What are deciles?
📄 Lease Information
Estimated remaining lease: 105 years.
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £551 | 8.8% | 5.1% | £16 | -3.7% |
| Conservative | £603 | 9.6% | 6.2% | £127 | 5.9% |
| Base | £648 | 10.4% | 6.9% | £195 | 10.0% |
| Optimistic | £700 | 11.2% | 7.7% | £270 | 14.7% |
| Bull | £765 | 12.2% | 8.7% | £357 | 20.7% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●10.37% |
| Net Yield | ●6.87% |
| Net Annual Income | £5,154 |
| Deductions: void 8% (−£622) · mgmt 10% (−£778) · maint 10% (−£778) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £234 |
| Monthly Cashflow (IO) | ●£196 |
| Cash-on-Cash Return | ●8.8% |
| 5-Year IRR | ●10.0% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £3,750 |
| SDLT Effective Rate | 5.0% |
| SDLT (Company) | £3,750 |
| Section 24 Extra Tax/yr (higher rate) | £562 |
| SPV Annual Saving | £1,341 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £86,946 |
| Less: Purchase Price | −£75,000 |
| Less: Buying Costs (SDLT + legal) | −£6,350 |
| Less: Selling Costs (est. 2.5%) | −£2,174 |
| = CGT Net Gain (5yr) | £3,422 |
| CGT at 24% | £101 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £551 | 8.8% | 5.1% | £16 | -3.7% |
| Conservative | £603 | 9.6% | 6.2% | £127 | 5.9% |
| Base | £648 | 10.4% | 6.9% | £195 | 10.0% |
| Optimistic | £700 | 11.2% | 7.7% | £270 | 14.7% |
| Bull | £765 | 12.2% | 8.7% | £357 | 20.7% |
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