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Flat · 1 bed
Supports major UK property portals
Suggested Offer Range
Close to area median. Standard 3–10% negotiation range. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
AI condition score: 8/10 · Yorkshire and The Humber rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £700 |
| Bathroom | £500 |
| Living Room | £300 |
| Master Bedroom | £700 |
| Entrance Hall | £50 |
| Total Estimated Refurb | £1,800 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Burngreave Building Company: Sheffield Builders & Roofing ... | 0114 228 9110 | — |
| decorator | Richard Smithson Decorating Services: Home | 07831 588 477 | — |
| photographer | Melissa Sadler Photography | 04088097675 | — |
Property Details
- Asking Price
- £105,000
- Property Type
- Flat
- Bedrooms
- 1
- Bathrooms
- N/A
- Floor Area
- 400–500 sqft
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £8,180 | £108,150 | £5,444 | £1,507 | £4,657 | 13.1% |
| Yr 3 | £8,594 | £114,736 | £5,742 | £4,966 | £14,702 | 41.3% |
| Yr 5 | £9,029 | £121,724 | £6,056 | £9,043 | £25,767 | 72.4% |
| Yr 10 | £10,215 | £141,111 | £6,910 | £22,154 | £58,266 | 163.7% |
| Yr 15 | £11,557 | £163,587 | £7,876 | £39,868 | £98,454 | 276.6% |
| Yr 20 | £13,076 | £189,642 | £8,970 | £62,789 | £147,430 | 414.1% |
| Yr 25 | £14,794 | £219,847 | £10,207 | £91,601 | £206,447 | 579.9% |
| Yr 30 | £16,739 | £254,863 | £11,607 | £127,079 | £276,941 | 777.9% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
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● Approved ● Pending ● Refused
🌎 Area Profile — Yorkshire ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £580 | 6.6% | 3.9% | £-87 | -8.8% |
| Conservative | £634 | 7.2% | 4.7% | £46 | 1.8% |
| Base | £682 | 7.8% | 5.2% | £126 | 6.3% |
| Optimistic | £737 | 8.4% | 5.8% | £213 | 11.4% |
| Bull | £805 | 9.2% | 6.6% | £312 | 17.8% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●7.79% |
| Net Yield | ●5.19% |
| Net Annual Income | £5,447 |
| Deductions: void 8% (−£654) · mgmt 10% (−£818) · maint 10% (−£818) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £327 |
| Monthly Cashflow (IO) | ●£127 |
| Cash-on-Cash Return | ●4.24% |
| 5-Year IRR | ●6.3% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £5,250 |
| SDLT Effective Rate | 5.0% |
| SDLT (Company) | £5,250 |
| Section 24 Extra Tax/yr (higher rate) | £788 |
| SPV Annual Saving | £1,454 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £121,724 |
| Less: Purchase Price | −£105,000 |
| Less: Buying Costs (SDLT + legal) | −£7,850 |
| Less: Selling Costs (est. 2.5%) | −£3,043 |
| = CGT Net Gain (5yr) | £5,831 |
| CGT at 24% | £679 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £580 | 6.6% | 3.9% | £-87 | -8.8% |
| Conservative | £634 | 7.2% | 4.7% | £46 | 1.8% |
| Base | £682 | 7.8% | 5.2% | £126 | 6.3% |
| Optimistic | £737 | 8.4% | 5.8% | £213 | 11.4% |
| Bull | £805 | 9.2% | 6.6% | £312 | 17.8% |
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