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Flat · 2 bed
Supports major UK property portals
Suggested Offer Range
Close to area median. Standard 3–10% negotiation range. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
AI condition score: 8/10 · West Midlands rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £750 |
| Bathroom | £550 |
| Living Room | £300 |
| Master Bedroom | £350 |
| Bedroom 2 | £350 |
| Entrance Hall | £50 |
| Total Estimated Refurb | £1,900 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Builders & Grounds Maintenance Wolverhampton | Extensions ... | 07510783234 | — |
| decorator | Wombourne Decorating Services Ltd: Home - Painting contractors | 07753 172 707 | — |
| photographer | Ray Ashmore Photography - Wolverhampton Wedding ... | +447875636190 | — |
Property Details
- Asking Price
- £127,400
- Property Type
- Flat
- Bedrooms
- 2
- Bathrooms
- N/A
- Floor Area
- 700–800 sqft
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £9,886 | £131,222 | £6,673 | £1,896 | £5,718 | 13.5% |
| Yr 3 | £10,387 | £139,213 | £7,033 | £6,225 | £18,039 | 42.6% |
| Yr 5 | £10,913 | £147,692 | £7,412 | £11,303 | £31,594 | 74.6% |
| Yr 10 | £12,347 | £171,215 | £8,445 | £27,522 | £71,337 | 168.4% |
| Yr 15 | £13,969 | £198,485 | £9,613 | £49,304 | £120,389 | 284.1% |
| Yr 20 | £15,805 | £230,099 | £10,934 | £77,379 | £180,078 | 425.0% |
| Yr 25 | £17,881 | £266,747 | £12,430 | £112,576 | £251,923 | 594.6% |
| Yr 30 | £20,231 | £309,233 | £14,122 | £155,829 | £337,662 | 797.0% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — West Midlands ⓘ What are deciles?
📄 Lease Information
Estimated remaining lease: 247 years.
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £700 | 6.6% | 3.9% | £-99 | -8.2% |
| Conservative | £766 | 7.2% | 4.7% | £61 | 2.3% |
| Base | £824 | 7.8% | 5.2% | £158 | 6.8% |
| Optimistic | £890 | 8.4% | 5.9% | £263 | 11.9% |
| Bull | £972 | 9.2% | 6.6% | £383 | 18.4% |
⚠ Condition Flags
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●7.76% |
| Net Yield | ●5.24% |
| Net Annual Income | £6,674 |
| Deductions: void 8% (−£791) · mgmt 10% (−£989) · maint 10% (−£989) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £397 |
| Monthly Cashflow (IO) | ●£159 |
| Cash-on-Cash Return | ●4.48% |
| 5-Year IRR | ●6.8% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £6,418 |
| SDLT Effective Rate | 5.04% |
| SDLT (Company) | £6,418 |
| Section 24 Extra Tax/yr (higher rate) | £956 |
| SPV Annual Saving | £1,735 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £147,692 |
| Less: Purchase Price | −£127,400 |
| Less: Buying Costs (SDLT + legal) | −£9,018 |
| Less: Selling Costs (est. 2.5%) | −£3,692 |
| = CGT Net Gain (5yr) | £7,582 |
| CGT at 24% | £1,100 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £700 | 6.6% | 3.9% | £-99 | -8.2% |
| Conservative | £766 | 7.2% | 4.7% | £61 | 2.3% |
| Base | £824 | 7.8% | 5.2% | £158 | 6.8% |
| Optimistic | £890 | 8.4% | 5.9% | £263 | 11.9% |
| Bull | £972 | 9.2% | 6.6% | £383 | 18.4% |
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