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Stubby Lane, Wednesfield, Wolverhampton, WV11
Flat · 2 bed
Supports major UK property portals
vs Benchmark
+5%
above Sector Median
Est. £/sqft
£189
benchmark £174/sqft
Investment Score
4/10
average
Days on Market
8
days listed
Suggested Offer Range
Low offer
£90,000
£10,000 below asking
Target offer
£93,000
£7,000 below asking
High offer
£97,000
£3,000 below asking
Close to comparable sales mean. Standard 3–10% negotiation range.
Suggested range is based on Land Registry median data and is not financial advice. Always conduct your own due diligence.
📷 No photos available for condition analysis.
Property Details
- Asking Price
- £100,000
- Property Type
- Flat
- Bedrooms
- 2
- Bathrooms
- N/A
- Floor Area
- 570 sqft
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
+5.3% vs Sector Median
(n=5 sales)
Comparable Sales in WV11 3
🔍 Filtered to 2-bedroom comparable sales only.
Location
| Address | Type | Beds | Price | £/sqft | Date | Distance |
|---|---|---|---|---|---|---|
| 3, TORRIDGE DRIVE, WV11 1XL | Flat | 2 | £95,000 | £121 | 28/01/26 | 1.13 mi |
| 21, SNAPE ROAD, WV11 2NP | Flat | 2 | £105,000 | £155 | 25/11/25 | 1.02 mi |
| 48, PEACOCK AVENUE, WV11 2QL | Flat | 2 | £110,000 | £162 | 16/04/25 | 0.38 mi |
| 34, NEWEY ROAD, WV11 2PU | Flat | 2 | £115,000 | £175 | 31/03/25 | 0.56 mi |
■ Above subject ■ Below subject
Based on 4 comparable sales — Full Range (grey) · Typical IQR (blue) · Fair Value CI (light blue) · | Median · | Mean · Asking (▲)
ⓘ Bedroom counts are not available from Land Registry records. Comparables are matched by postcode sector and property type only.
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
10-Year Projection
Break-even: Year 1
5yr IRR: 10.4%
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £9,890 | £103,000 | £6,676 | £2,926 | £5,926 | 17.4% |
| Yr 3 | £10,391 | £109,273 | £7,036 | £9,316 | £18,589 | 54.5% |
| Yr 5 | £10,917 | £115,927 | £7,415 | £16,454 | £32,382 | 95.0% |
| Yr 10 | £12,351 | £134,392 | £8,448 | £37,827 | £72,219 | 211.8% |
| Yr 15 | £13,974 | £155,797 | £9,617 | £64,765 | £120,561 | 353.6% |
| Yr 20 | £15,811 | £180,611 | £10,939 | £97,998 | £178,610 | 523.8% |
| Yr 25 | £17,888 | £209,378 | £12,435 | £138,356 | £247,733 | 726.5% |
| Yr 30 | £20,239 | £242,726 | £14,127 | £186,772 | £329,499 | 966.3% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
🌎 Area Profile — WV11 3 ⓘ What are deciles?
IMD (Overall)
7/10
Low deprivation
Crime
9/10
Low deprivation
Income
7/10
Low deprivation
Employment
7/10
Low deprivation
Education
6/10
Mid deprivation
Housing Barriers
6/10
Mid deprivation
Rural/Urban
Mixed
📊 Investment Skill Analysis
Net Yield
6.7%
Gross:9.9%
Mortgage
PASS
75% LTV · 5.0% rate
Survey Risk
Low Risk
Score: 1/10
SDLT (Additional)
£5,000
5.0% effective rate · Company: £5,000
Void Risk
Medium
~5 weeks/year
Statistical CI (85%)
–
vs Comparable Mean:-7.0%· n=4
SPV Tax Saving
£1,683/yr
Breakeven: — years
5-Year IRR
10.4%
IRR — Strong
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £700 | 8.4% | 5.0% | £12 | -3.5% |
| Conservative | £766 | 9.2% | 6.0% | £156 | 6.2% |
| Base | £824 | 9.9% | 6.7% | £244 | 10.4% |
| Optimistic | £890 | 10.7% | 7.5% | £340 | 15.1% |
| Bull | £972 | 11.7% | 8.4% | £452 | 21.3% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●9.89% |
| Net Yield | ●6.67% |
| Net Annual Income | £6,674 |
| Deductions: void 8% (−£791) · mgmt 10% (−£989) · maint 10% (−£989) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £312 |
| Monthly Cashflow (IO) | ●£244 |
| Cash-on-Cash Return | ●8.57% |
| 5-Year IRR | ●10.4% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £5,000 |
| SDLT Effective Rate | 5.0% |
| SDLT (Company) | £5,000 |
| Section 24 Extra Tax/yr (higher rate) | £750 |
| SPV Annual Saving | £1,683 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £115,927 |
| Less: Purchase Price | −£100,000 |
| Less: Buying Costs (SDLT + legal) | −£7,600 |
| Less: Selling Costs (est. 2.5%) | −£2,898 |
| = CGT Net Gain (5yr) | £5,429 |
| CGT at 24% | £583 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £700 | 8.4% | 5.0% | £12 | -3.5% |
| Conservative | £766 | 9.2% | 6.0% | £156 | 6.2% |
| Base | £824 | 9.9% | 6.7% | £244 | 10.4% |
| Optimistic | £890 | 10.7% | 7.5% | £340 | 15.1% |
| Bull | £972 | 11.7% | 8.4% | £452 | 21.3% |
PropertyAlert.uk is not affiliated with any property portal. Analysis is based on publicly available Land Registry data and EPC certificates. This report is for informational purposes only and does not constitute financial advice.
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