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Manorhouse Close, Walsall, WS1 4PB, WS1 4PB

Rightmove🏠 Tenant in Situ Sector: WS1 4

                    £100,000
                

asking price

vs Benchmark

-9%

below Sector Median

Est. £/sqft

£154

benchmark £167/sqft

Investment Score

5/10

average

Days on Market

254

motivated seller signal

Suggested Offer Range

Low offer

£95,000

£5,000 below asking

Target offer

£97,000

£3,000 below asking

High offer

£100,000

At asking price

⚠ Offers Over listing — vendor expects full asking price or above. The offer range shown is for context only; submitting below asking is likely to be rejected.

Already 18.7% below the comparable sales mean — limited negotiation margin. Strong value at current asking price. Note: listed as "Offers Over" — vendor expects full asking price or above.

Suggested range is based on Land Registry median data and is not financial advice. Always conduct your own due diligence.

📷 No photos available for condition analysis.

Property Details

Asking Price: £100,000
Property Type: Apartment
Bedrooms: 2
Bathrooms: N/A
Occupancy: 🔒 Currently Tenanted
Est. Floor Area: 646 sqft (est.)
Article 4 Area: ✓ No restriction — SA permitted under PD rights

-9.1% vs Sector Median (n=7 sales)

This listing is priced below the postcode sector benchmark.

Comparable Sales in WS1 4

🔍 Filtered to 2-bedroom comparable sales only.

Location

Subject property Planning applications

Motivated Seller Analysis

Watch — 5/10

Behavioural signals: 254 days on marketTenanted investment

Matched signals:

investment opportunity

💸 Mortgage & Financing

Recommended LTV	75.0%
Indicative Rate	4.99%
Monthly IO Payment	£312
ICR (actual)	2.49x
Feasibility	PASS
💲 Total Cash Required
Purchase Price	£100,000
Deposit (25% — 75% LTV)	£25,000
SDLT (additional property, 5% surcharge)	£5,000
Legal fees (est.)	£1,500
Survey (est.)	£500
Arrangement fee (est.)	£999
Total cash required	£32,999

Legal and survey fees are estimates. SDLT applies 5% additional-property surcharge (Oct 2024 Budget). Not financial advice.

🔄 BRR Refinance Stress Test

✓ Passes stress test Rent covers 2.3x monthly interest — lender likely to approve.

Purchase price	£100,000	Loan (75% LTV)	£75,000
Rate (IO)	5.5% p.a.	Monthly interest	£344
Rent needed (1.5×)	£516/mo	Estimated rent	£777/mo
Stress ratio	2.26× (need ≥ 1.5×) +£261 surplus

Assumptions: 75% LTV · 5.5% interest only · 1.5× rent coverage (standard lender requirement). Actual lender criteria vary — verify with your broker.

Exit Strategy

Capital appreciation projections at 2.5% pa (local Land Registry HPI). Assumes 75% LTV interest-only mortgage redeemed on sale. Excludes rental income.

BRRR Strategy

? Score Photos

Est. reno cost	Unknown — score listing
Cash left in deal	Unknown

R2SA / SA Strategy

✓ Viable

SA gross/mo	£1,641
SA net/mo	£1,294
BTL est./mo	£777
SA vs BTL uplift	+£864/mo

Hold Period	Est. Sale Price	Capital Gain	Net Proceeds	Total Return
3 years	£107,689	+£7,689	£28,448	+£3,448 (3.4%)
5 years	£113,141	+£13,141	£32,510	+£7,510 (7.5%)
7 years	£118,869	+£18,869	£36,777	+£11,777 (11.8%)

Break-even Horizon

56 months

Medium-term (3–5 years)

Flip Viability

Marginal

Comp median: £110,000 — margin: +£10,000

Projections: 2.5% pa HPI, 75% LTV IO mortgage redeemed at sale, 1.5% EA, £1,500 legal, 24% CGT above £3k allowance. Not financial advice.

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Address	Type	Beds	Price	£/sqft	Date	Distance
64, MANORHOUSE CLOSE, WS1 4PB	Flat	2	£110,000	£167	12/09/25	< 0.1 mi
55A, WEDNESBURY ROAD, WS1 4JL	Flat	2	£151,000	£216	27/08/24	0.84 mi
5, MANORHOUSE CLOSE, WS1 4PB	Flat	2	£108,000	£167	05/07/24	< 0.1 mi

■ Above subject ■ Below subject

Based on 3 comparable sales — Full Range (grey) · Typical IQR (blue) · Fair Value CI (light blue) · | Median · | Mean · Asking (▲)

ⓘ Bedroom counts are not available from Land Registry records. Comparables are matched by postcode sector and property type only.

📈 Rental Yield & ROI Forecast

Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.

10-Year Projection

Break-even: Year 1 5yr IRR: 9.2%

Year	Est. Rent/yr	Est. Value	Net Income/yr	Cum. Cashflow	Total Return	ROI on Cash Invested
Yr 1	£9,320	£103,000	£6,265	£2,515	£5,515	16.2%
Yr 3	£9,792	£109,273	£6,605	£8,054	£17,326	50.8%
Yr 5	£10,288	£115,927	£6,962	£14,297	£30,224	88.6%
Yr 10	£11,639	£134,392	£7,935	£33,229	£67,621	198.3%
Yr 15	£13,169	£155,797	£9,037	£57,405	£113,202	332.0%
Yr 20	£14,899	£180,611	£10,283	£87,515	£168,126	493.0%
Yr 25	£16,857	£209,378	£11,692	£124,337	£233,715	685.4%
Yr 30	£19,073	£242,726	£13,287	£168,755	£311,481	913.4%

ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.

Planning Applications Nearby (within 0.5 miles)

● 26/0381 0.14 mi

Full planning application for a proposed single storey rear extension.

80, FULLBROOK ROAD, WALSALL, WS5 4PQ

Unknown

● 26/0366 0.16 mi

Full planning application for a proposed single storey front extension, two storey side and rear extensions and single s

126, LORD STREET, WALSALL, WS1 4DT

Conditions

● 26/0586 0.35 mi

Prior approval for a larger home extension for a single storey rear extension, 4.0 metres deep from the original rear el

234, WEST BROMWICH ROAD, WALSALL, WS1 3HL

Unknown

● 26/0498 0.38 mi

Prior approval for a larger home extension for a single storey rear extension. Measuring 6.0 metres deep from the origin

32, TAME STREET, WALSALL, WS1 4BB

Permitted

● 26/0558 0.46 mi

Prior approval for a larger home extension for a single storey rear extension, 4.00 metres deep from the original rear e

145, ALEXANDRA ROAD, WALSALL, WS1 4AY

Permitted

View all planning applications on your dashboard →

● Approved ● Pending ● Refused

🌎 Area Profile — WS1 4 ⓘ What are deciles?

IMD (Overall)

                2/10
            

High deprivation

Crime

                3/10
            

High deprivation

Income

                1/10
            

High deprivation

Employment

                3/10
            

High deprivation

Education

                3/10
            

High deprivation

Housing Barriers

                5/10
            

Mid deprivation

Rural/Urban

Mixed

📊 Investment Skill Analysis

Net Yield

6.3%

Gross:9.3%

Mortgage

PASS

75% LTV · 5.0% rate

Survey Risk

Low Risk

Score: 3/10

SDLT (Additional)

£5,000

5.0% effective rate · Company: £5,000

Void Risk

Medium

~5 weeks/year

Statistical CI (85%)

–

vs Comparable Mean:-9.1%· n=3

Best Strategy

Serviced Accommodation

£982/mo

📊 WS1 4 market data →

SPV Tax Saving

£1,604/yr

Breakeven: — years

5-Year IRR

9.2%

IRR — Moderate

Scenario Analysis

Scenario	Monthly Rent	Gross Yield	Net Yield	Cashflow/mo	IRR 5yr
Bear	£660	7.9%	4.7%	£-14	-5.0%
Conservative	£723	8.7%	5.6%	£125	5.0%
Base	£777	9.3%	6.3%	£210	9.2%
Optimistic	£839	10.1%	7.0%	£303	14.1%
Bull	£917	11.0%	7.9%	£410	20.3%

⚠ Condition Flags

Extended Market Time (HIGH)

Level 2 HomeBuyer Report (RICS) — standard for well-maintained modern properties

Detailed Analysis

💸 Yield & Returns

Gross Yield	●9.32%
Net Yield	●6.27%
Net Annual Income	£6,268
Deductions: void 8% (−£746) · mgmt 10% (−£932) · maint 10% (−£932) · fixed costs ins.+gas+EPC (−£445)
Monthly IO Mortgage	£312
Monthly Cashflow (IO)	●£210
Cash-on-Cash Return	●7.38%
5-Year IRR	●9.2%

● Above benchmark ● Near benchmark ● Below benchmark

💰 Tax Analysis

SDLT (Additional Property)	£5,000
SDLT Effective Rate	5.0%
SDLT (Company)	£5,000
Section 24 Extra Tax/yr (higher rate)	£750
SPV Annual Saving	£1,604
SPV Breakeven	— yrs
CGT Projected Sale (5yr)	£115,927
Less: Purchase Price	−£100,000
Less: Buying Costs (SDLT + legal)	−£7,600
Less: Selling Costs (est. 2.5%)	−£2,898
= CGT Net Gain (5yr)	£5,429
CGT at 24%	£583

📈 Scenario Analysis

Scenario	Monthly Rent	Gross Yield	Net Yield	Cashflow/mo	IRR 5yr
Bear	£660	7.9%	4.7%	£-14	-5.0%
Conservative	£723	8.7%	5.6%	£125	5.0%
Base	£777	9.3%	6.3%	£210	9.2%
Optimistic	£839	10.1%	7.0%	£303	14.1%
Bull	£917	11.0%	7.9%	£410	20.3%

📊 Analysis Report (PDF) 📊 Download CSV

PropertyAlert.uk is not affiliated with any property portal. Analysis is based on publicly available Land Registry data and EPC certificates. This report is for informational purposes only and does not constitute financial advice. Analyse another property →

Manorhouse Close, Walsall, WS1 4PB, WS1 4PB