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Ground Flat · 1 bed
Supports major UK property portals
Suggested Offer Range
Already 17% below the area median — limited negotiation margin. Strong value at current asking price. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
AI condition score: 4/10 · West Midlands rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £3,650 |
| Bathroom | £2,700 |
| Living Room | £1,550 |
| Master Bedroom | £3,650 |
| Entrance Hall | £350 |
| Total Estimated Refurb | £11,400 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Builders & Grounds Maintenance Wolverhampton | Extensions ... | 07510783234 | — |
| decorator | Wombourne Decorating Services Ltd: Home - Painting contractors | 07753 172 707 | — |
| photographer | Ray Ashmore Photography - Wolverhampton Wedding ... | +447875636190 | — |
Property Details
- Asking Price
- £72,500
- Property Type
- Ground Flat
- Bedrooms
- 1
- Bathrooms
- N/A
- Est. Floor Area
- 600–700 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £7,917 | £74,675 | £5,255 | £2,536 | £4,711 | 18.2% |
| Yr 3 | £8,318 | £79,223 | £5,544 | £8,041 | £14,763 | 57.1% |
| Yr 5 | £8,739 | £84,047 | £5,847 | £14,144 | £25,691 | 99.4% |
| Yr 10 | £9,887 | £97,434 | £6,674 | £32,224 | £57,158 | 221.1% |
| Yr 15 | £11,187 | £112,953 | £7,609 | £54,760 | £95,213 | 368.3% |
| Yr 20 | £12,657 | £130,943 | £8,668 | £82,336 | £140,779 | 544.6% |
| Yr 25 | £14,320 | £151,799 | £9,865 | £115,614 | £194,913 | 754.0% |
| Yr 30 | £16,201 | £175,977 | £11,220 | £155,343 | £258,820 | 1001.2% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — West Midlands ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £561 | 9.3% | 5.4% | £33 | -2.5% |
| Conservative | £614 | 10.2% | 6.5% | £143 | 6.9% |
| Base | £660 | 10.9% | 7.3% | £212 | 10.9% |
| Optimistic | £713 | 11.8% | 8.1% | £286 | 15.5% |
| Bull | £779 | 12.9% | 9.2% | £374 | 21.4% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●10.92% |
| Net Yield | ●7.25% |
| Net Annual Income | £5,257 |
| Deductions: void 8% (−£633) · mgmt 10% (−£792) · maint 10% (−£792) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £226 |
| Monthly Cashflow (IO) | ●£212 |
| Cash-on-Cash Return | ●9.82% |
| 5-Year IRR | ●10.9% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £3,625 |
| SDLT Effective Rate | 5.0% |
| SDLT (Company) | £3,625 |
| Section 24 Extra Tax/yr (higher rate) | £544 |
| SPV Annual Saving | £1,356 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £84,047 |
| Less: Purchase Price | −£72,500 |
| Less: Buying Costs (SDLT + legal) | −£6,225 |
| Less: Selling Costs (est. 2.5%) | −£2,101 |
| = CGT Net Gain (5yr) | £3,221 |
| CGT at 24% | £53 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £561 | 9.3% | 5.4% | £33 | -2.5% |
| Conservative | £614 | 10.2% | 6.5% | £143 | 6.9% |
| Base | £660 | 10.9% | 7.3% | £212 | 10.9% |
| Optimistic | £713 | 11.8% | 8.1% | £286 | 15.5% |
| Bull | £779 | 12.9% | 9.2% | £374 | 21.4% |
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