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End of Terrace · 2 bed
Supports major UK property portals
Suggested Offer Range
Close to area median. Standard 3–10% negotiation range. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · London rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £5,550 |
| Bathroom | £4,050 |
| Living Room | £2,400 |
| Master Bedroom | £2,750 |
| Bedroom 2 | £2,750 |
| Entrance Hall | £550 |
| Total Estimated Refurb | £17,400 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Builders Twickenham - Twickenham Builders Services | 020 3026 9216 | — |
| decorator | Marks Painting & Decorating Services Twickenham, London | 0208 892 8249 | — |
| photographer | Twickenham Photographer Jilly Cowdry | 07808 724330 | 07808724330 | — |
Property Details
- Asking Price
- £410,000
- Property Type
- End of Terrace
- Bedrooms
- 2
- Bathrooms
- N/A
- Est. Floor Area
- 700–800 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £22,755 | £422,300 | £15,939 | £564 | £12,864 | 9.3% |
| Yr 3 | £23,907 | £448,018 | £16,768 | £2,930 | £40,948 | 29.8% |
| Yr 5 | £25,117 | £475,302 | £17,639 | £7,018 | £72,320 | 52.6% |
| Yr 10 | £28,418 | £551,006 | £20,016 | £25,352 | £166,357 | 120.9% |
| Yr 15 | £32,152 | £638,767 | £22,705 | £56,490 | £285,256 | 207.3% |
| Yr 20 | £36,377 | £740,506 | £25,747 | £102,113 | £432,619 | 314.4% |
| Yr 25 | £41,158 | £858,449 | £29,188 | £164,127 | £612,576 | 445.2% |
| Yr 30 | £46,566 | £995,178 | £33,083 | £244,684 | £829,862 | 603.1% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
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● Approved ● Pending ● Refused
🌎 Area Profile — Greater London ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,612 | 4.7% | 3.0% | £-655 | -13.4% |
| Conservative | £1,763 | 5.2% | 3.5% | £-212 | -2.3% |
| Base | £1,896 | 5.5% | 3.9% | £47 | 2.5% |
| Optimistic | £2,048 | 6.0% | 4.3% | £325 | 7.9% |
| Bull | £2,237 | 6.5% | 4.9% | £638 | 14.8% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●5.55% |
| Net Yield | ●3.89% |
| Net Annual Income | £15,936 |
| Deductions: void 8% (−£1,820) · mgmt 10% (−£2,276) · maint 10% (−£2,276) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £1,279 |
| Monthly Cashflow (IO) | ●£49 |
| Cash-on-Cash Return | ●0.41% |
| 5-Year IRR | ●2.5% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £31,000 |
| SDLT Effective Rate | 7.56% |
| SDLT (Company) | £31,000 |
| Section 24 Extra Tax/yr (higher rate) | £3,075 |
| SPV Annual Saving | £4,066 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £475,302 |
| Less: Purchase Price | −£410,000 |
| Less: Buying Costs (SDLT + legal) | −£33,600 |
| Less: Selling Costs (est. 2.5%) | −£11,883 |
| = CGT Net Gain (5yr) | £19,819 |
| CGT at 24% | £4,037 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,612 | 4.7% | 3.0% | £-655 | -13.4% |
| Conservative | £1,763 | 5.2% | 3.5% | £-212 | -2.3% |
| Base | £1,896 | 5.5% | 3.9% | £47 | 2.5% |
| Optimistic | £2,048 | 6.0% | 4.3% | £325 | 7.9% |
| Bull | £2,237 | 6.5% | 4.9% | £638 | 14.8% |
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