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Property · 2 bed
Supports major UK property portals
Suggested Offer Range
Asking price is 10% above the area median. Offers anchored to area median of £77,000. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
AI condition score: 7/10 · North East rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £1,550 |
| Bathroom | £1,150 |
| Living Room | £650 |
| Hallway / Stairs | £250 |
| Master Bedroom | £800 |
| Bedroom 2 | £800 |
| Total Estimated Refurb | £4,250 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Builders in Sunderland, House Extensions in Sunderland | 07482796053 | — |
| decorator | Painter and Decorator Sunderland | SR1 SR2 SR3 | 01917436008 | — |
| photographer | Brenden Ward Photography | Professional photographer | 07717207447 | — |
Property Details
- Asking Price
- £85,000
- Property Type
- Property
- Bedrooms
- 2
- Bathrooms
- N/A
- Est. Floor Area
- 800–900 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £7,616 | £87,550 | £5,039 | £1,851 | £4,401 | 14.9% |
| Yr 3 | £8,002 | £92,882 | £5,316 | £5,968 | £13,850 | 46.8% |
| Yr 5 | £8,407 | £98,538 | £5,608 | £10,661 | £24,199 | 81.8% |
| Yr 10 | £9,511 | £114,233 | £6,403 | £25,109 | £54,342 | 183.6% |
| Yr 15 | £10,761 | £132,427 | £7,303 | £43,843 | £91,270 | 308.3% |
| Yr 20 | £12,175 | £153,519 | £8,321 | £67,425 | £135,944 | 459.3% |
| Yr 25 | £13,775 | £177,971 | £9,473 | £96,492 | £189,463 | 640.1% |
| Yr 30 | £15,585 | £206,317 | £10,777 | £131,766 | £253,084 | 855.0% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — North East England ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £540 | 7.6% | 4.4% | £-32 | -6.6% |
| Conservative | £591 | 8.3% | 5.3% | £84 | 3.5% |
| Base | £635 | 9.0% | 5.9% | £154 | 7.8% |
| Optimistic | £686 | 9.7% | 6.6% | £231 | 12.7% |
| Bull | £749 | 10.6% | 7.5% | £320 | 18.9% |
⚠ Condition Flags
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●8.96% |
| Net Yield | ●5.93% |
| Net Annual Income | £5,041 |
| Deductions: void 8% (−£609) · mgmt 10% (−£762) · maint 10% (−£762) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £265 |
| Monthly Cashflow (IO) | ●£155 |
| Cash-on-Cash Return | ●6.26% |
| 5-Year IRR | ●7.8% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £4,250 |
| SDLT Effective Rate | 5.0% |
| SDLT (Company) | £4,250 |
| Section 24 Extra Tax/yr (higher rate) | £638 |
| SPV Annual Saving | £1,338 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £98,538 |
| Less: Purchase Price | −£85,000 |
| Less: Buying Costs (SDLT + legal) | −£6,850 |
| Less: Selling Costs (est. 2.5%) | −£2,463 |
| = CGT Net Gain (5yr) | £4,225 |
| CGT at 24% | £294 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £540 | 7.6% | 4.4% | £-32 | -6.6% |
| Conservative | £591 | 8.3% | 5.3% | £84 | 3.5% |
| Base | £635 | 9.0% | 5.9% | £154 | 7.8% |
| Optimistic | £686 | 9.7% | 6.6% | £231 | 12.7% |
| Bull | £749 | 10.6% | 7.5% | £320 | 18.9% |
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