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End of Terrace · 4 bed
Supports major UK property portals
Suggested Offer Range
Asking price is 10% above the area median. Offers anchored to area median of £272,000. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · South East rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £4,800 |
| Bathroom | £3,500 |
| Living Room | £2,050 |
| Master Bedroom | £1,200 |
| Bedroom 2 | £1,200 |
| Bedroom 3 | £1,200 |
| Bedroom 4 | £1,200 |
| Entrance Hall | £500 |
| Total Estimated Refurb | £15,000 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | MJH Builders Southampton | 02380 191323 | — |
| decorator | Painters and Decorators Southampton | Free Quotes | 0238-001-7170 | — |
| photographer | Julian Porter Photography | 07720 325336 | — |
Property Details
- Asking Price
- £300,000
- Property Type
- End of Terrace
- Bedrooms
- 4
- Bathrooms
- N/A
- Est. Floor Area
- 800–900 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £22,530 | £309,000 | £15,777 | £4,527 | £13,527 | 13.6% |
| Yr 3 | £23,671 | £327,818 | £16,598 | £14,807 | £42,625 | 43.0% |
| Yr 5 | £24,869 | £347,782 | £17,461 | £26,791 | £74,573 | 75.3% |
| Yr 10 | £28,137 | £403,175 | £19,814 | £64,787 | £167,962 | 169.5% |
| Yr 15 | £31,834 | £467,390 | £22,476 | £115,460 | £282,850 | 285.4% |
| Yr 20 | £36,018 | £541,833 | £25,488 | £180,475 | £422,309 | 426.1% |
| Yr 25 | £40,751 | £628,133 | £28,895 | £261,719 | £589,852 | 595.2% |
| Yr 30 | £46,106 | £728,179 | £32,751 | £361,322 | £789,501 | 796.7% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
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● Approved ● Pending ● Refused
🌎 Area Profile — South East England ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,596 | 6.4% | 4.0% | £-218 | -8.0% |
| Conservative | £1,747 | 7.0% | 4.7% | £154 | 2.3% |
| Base | £1,878 | 7.5% | 5.3% | £378 | 6.8% |
| Optimistic | £2,028 | 8.1% | 5.9% | £620 | 12.0% |
| Bull | £2,216 | 8.9% | 6.6% | £897 | 18.5% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●7.51% |
| Net Yield | ●5.26% |
| Net Annual Income | £15,781 |
| Deductions: void 8% (−£1,802) · mgmt 10% (−£2,253) · maint 10% (−£2,253) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £936 |
| Monthly Cashflow (IO) | ●£379 |
| Cash-on-Cash Return | ●4.57% |
| 5-Year IRR | ●6.8% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £20,000 |
| SDLT Effective Rate | 6.67% |
| SDLT (Company) | £20,000 |
| Section 24 Extra Tax/yr (higher rate) | £2,250 |
| SPV Annual Saving | £3,829 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £347,782 |
| Less: Purchase Price | −£300,000 |
| Less: Buying Costs (SDLT + legal) | −£22,600 |
| Less: Selling Costs (est. 2.5%) | −£8,695 |
| = CGT Net Gain (5yr) | £16,487 |
| CGT at 24% | £3,237 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,596 | 6.4% | 4.0% | £-218 | -8.0% |
| Conservative | £1,747 | 7.0% | 4.7% | £154 | 2.3% |
| Base | £1,878 | 7.5% | 5.3% | £378 | 6.8% |
| Optimistic | £2,028 | 8.1% | 5.9% | £620 | 12.0% |
| Bull | £2,216 | 8.9% | 6.6% | £897 | 18.5% |
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