Burlington Mews, Datchet, Slough, SL3
End of Terrace · 3 bed
Supports major UK property portals
Suggested Offer Range
Already 56.2% below the comparable sales mean — limited negotiation margin. Strong value at current asking price.
Property Details
- Asking Price
- £200,000
- Property Type
- End of Terrace
- Bedrooms
- 3
- Bathrooms
- N/A
- Floor Area
- 1345 sqft
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
This listing is priced below the postcode sector benchmark.
Motivated Seller Analysis
Standard — 2/10Behavioural signals: Below market value
💸 Mortgage & Financing
| Recommended LTV | 75.0% |
| Indicative Rate | 4.99% |
| Monthly IO Payment | £624 |
| ICR (actual) | 2.73x |
| Feasibility | PASS |
| 💲 Total Cash Required | |
| Purchase Price | £200,000 |
| Deposit (25% — 75% LTV) | £50,000 |
| SDLT (additional property, 5% surcharge) | £11,500 |
| Legal fees (est.) | £1,500 |
| Survey (est.) | £500 |
| Arrangement fee (est.) | £999 |
| Total cash required | £64,499 |
Legal and survey fees are estimates. SDLT applies 5% additional-property surcharge (Oct 2024 Budget). Not financial advice.
🔄 BRR Refinance Stress Test
| Purchase price | £200,000 | Loan (75% LTV) | £150,000 |
| Rate (IO) | 5.5% p.a. | Monthly interest | £688 |
| Rent needed (1.5×) | £1,031/mo | Estimated rent | £1,704/mo |
| Stress ratio | 2.48× (need ≥ 1.5×) +£673 surplus | ||
Assumptions: 75% LTV · 5.5% interest only · 1.5× rent coverage (standard lender requirement). Actual lender criteria vary — verify with your broker.
Exit Strategy
Capital appreciation projections at 2.5% pa (local Land Registry HPI). Assumes 75% LTV interest-only mortgage redeemed on sale. Excludes rental income.
| Est. reno cost | Unknown — score listing |
| Cash left in deal | Unknown |
| SA gross/mo | £1,846 |
| SA net/mo | £1,474 |
| BTL est./mo | £1,703 |
| SA vs BTL uplift | +£143/mo |
| Hold Period | Est. Sale Price | Capital Gain | Net Proceeds | Total Return |
|---|---|---|---|---|
| 3 years | £215,378 | +£15,378 | £57,677 | +£7,677 (3.8%) |
| 5 years | £226,282 | +£26,282 | £65,800 | +£15,800 (7.9%) |
| 7 years | £237,737 | +£37,737 | £74,334 | +£24,334 (12.2%) |
Projections: 2.5% pa HPI, 75% LTV IO mortgage redeemed at sale, 1.5% EA, £1,500 legal, 24% CGT above £3k allowance. Not financial advice.
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📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £20,440 | £206,000 | £14,272 | £6,772 | £12,772 | 19.5% |
| Yr 3 | £21,475 | £218,545 | £15,017 | £21,428 | £39,974 | 60.9% |
| Yr 5 | £22,562 | £231,855 | £15,800 | £37,631 | £69,486 | 105.9% |
| Yr 10 | £25,527 | £268,783 | £17,934 | £85,428 | £154,211 | 235.1% |
| Yr 15 | £28,881 | £311,593 | £20,349 | £144,726 | £256,319 | 390.7% |
| Yr 20 | £32,676 | £361,222 | £23,082 | £217,036 | £378,258 | 576.6% |
| Yr 25 | £36,970 | £418,756 | £26,174 | £304,068 | £522,824 | 797.0% |
| Yr 30 | £41,829 | £485,452 | £29,672 | £407,757 | £693,210 | 1056.7% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
🌎 Area Profile — SL3 8 ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,448 | 8.7% | 5.4% | £92 | -1.0% |
| Conservative | £1,585 | 9.5% | 6.4% | £385 | 8.4% |
| Base | £1,704 | 10.2% | 7.1% | £565 | 12.5% |
| Optimistic | £1,840 | 11.0% | 7.9% | £762 | 17.3% |
| Bull | £2,011 | 12.1% | 8.9% | £991 | 23.4% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●10.22% |
| Net Yield | ●7.14% |
| Net Annual Income | £14,278 |
| Deductions: void 8% (−£1,635) · mgmt 10% (−£2,044) · maint 10% (−£2,044) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £624 |
| Monthly Cashflow (IO) | ●£566 |
| Cash-on-Cash Return | ●10.33% |
| 5-Year IRR | ●12.5% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £11,500 |
| SDLT Effective Rate | 5.75% |
| SDLT (Company) | £11,500 |
| Section 24 Extra Tax/yr (higher rate) | £1,500 |
| SPV Annual Saving | £3,349 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £231,855 |
| Less: Purchase Price | −£200,000 |
| Less: Buying Costs (SDLT + legal) | −£14,100 |
| Less: Selling Costs (est. 2.5%) | −£5,796 |
| = CGT Net Gain (5yr) | £11,959 |
| CGT at 24% | £2,150 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,448 | 8.7% | 5.4% | £92 | -1.0% |
| Conservative | £1,585 | 9.5% | 6.4% | £385 | 8.4% |
| Base | £1,704 | 10.2% | 7.1% | £565 | 12.5% |
| Optimistic | £1,840 | 11.0% | 7.9% | £762 | 17.3% |
| Bull | £2,011 | 12.1% | 8.9% | £991 | 23.4% |