🔒 Sign in to view the address
Terraced · 3 bed
Supports major UK property portals
Suggested Offer Range
Close to area median. Standard 3–10% negotiation range. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
AI condition score: 6/10 · London rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £2,650 |
| Bathroom | £1,900 |
| Living Room | £1,150 |
| Hallway / Stairs | £400 |
| Master Bedroom | £850 |
| Bedroom 2 | £850 |
| Bedroom 3 | £850 |
| Total Estimated Refurb | £7,250 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Home Builder London Ltd: Building & Renovation Services | 07473 463936 | — |
| decorator | Painters & Decorators in London | Award-Winning | Novitas | 07825881762 | — |
| photographer | Piranha Photography: Corporate Photographer London | 020 7193 9446 | — |
Property Details
- Asking Price
- £400,000
- Property Type
- Terraced
- Bedrooms
- 3
- Bathrooms
- N/A
- Floor Area
- 800–900 sqft
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £22,360 | £412,000 | £15,654 | £654 | £12,654 | 9.4% |
| Yr 3 | £23,492 | £437,091 | £16,469 | £3,180 | £40,271 | 30.0% |
| Yr 5 | £24,681 | £463,710 | £17,326 | £7,398 | £71,107 | 53.0% |
| Yr 10 | £27,925 | £537,567 | £19,661 | £25,915 | £163,482 | 121.9% |
| Yr 15 | £31,594 | £623,187 | £22,303 | £57,015 | £280,202 | 208.9% |
| Yr 20 | £35,746 | £722,444 | £25,292 | £102,349 | £424,793 | 316.8% |
| Yr 25 | £40,443 | £837,511 | £28,674 | £163,788 | £601,299 | 448.4% |
| Yr 30 | £45,758 | £970,905 | £32,501 | £243,448 | £814,353 | 607.3% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
1 planning application found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — Greater London ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,584 | 4.8% | 3.0% | £-632 | -13.3% |
| Conservative | £1,734 | 5.2% | 3.5% | £-199 | -2.2% |
| Base | £1,864 | 5.6% | 3.9% | £55 | 2.6% |
| Optimistic | £2,013 | 6.0% | 4.4% | £328 | 8.0% |
| Bull | £2,200 | 6.6% | 4.9% | £635 | 14.9% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●5.59% |
| Net Yield | ●3.91% |
| Net Annual Income | £15,660 |
| Deductions: void 8% (−£1,789) · mgmt 10% (−£2,236) · maint 10% (−£2,236) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £1,248 |
| Monthly Cashflow (IO) | ●£57 |
| Cash-on-Cash Return | ●0.49% |
| 5-Year IRR | ●2.6% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £30,000 |
| SDLT Effective Rate | 7.5% |
| SDLT (Company) | £30,000 |
| Section 24 Extra Tax/yr (higher rate) | £3,000 |
| SPV Annual Saving | £3,993 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £463,710 |
| Less: Purchase Price | −£400,000 |
| Less: Buying Costs (SDLT + legal) | −£32,600 |
| Less: Selling Costs (est. 2.5%) | −£11,593 |
| = CGT Net Gain (5yr) | £19,517 |
| CGT at 24% | £3,964 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,584 | 4.8% | 3.0% | £-632 | -13.3% |
| Conservative | £1,734 | 5.2% | 3.5% | £-199 | -2.2% |
| Base | £1,864 | 5.6% | 3.9% | £55 | 2.6% |
| Optimistic | £2,013 | 6.0% | 4.4% | £328 | 8.0% |
| Bull | £2,200 | 6.6% | 4.9% | £635 | 14.9% |
Run the numbers on this deal
Use our free Rental Yield Calculator to calculate gross yield, net yield, monthly cash flow, and mortgage stress tests.
Calculate Rental Yield →