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End of Terrace · 4 bed
Supports major UK property portals
Suggested Offer Range
Close to area median. Standard 3–10% negotiation range. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · London rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £5,550 |
| Bathroom | £4,050 |
| Living Room | £2,400 |
| Master Bedroom | £1,400 |
| Bedroom 2 | £1,400 |
| Bedroom 3 | £1,400 |
| Bedroom 4 | £1,400 |
| Entrance Hall | £550 |
| Total Estimated Refurb | £17,400 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Home Builder London Ltd: Building & Renovation Services | 07473 463936 | — |
| decorator | Painters & Decorators in London | Award-Winning | Novitas | 07825881762 | — |
| photographer | Piranha Photography: Corporate Photographer London | 020 7193 9446 | — |
Property Details
- Asking Price
- £750,000
- Property Type
- End of Terrace
- Bedrooms
- 4
- Bathrooms
- N/A
- Est. Floor Area
- 1,000–1,100 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £41,850 | £772,500 | £29,687 | £1,562 | £24,062 | 9.4% |
| Yr 3 | £43,969 | £819,545 | £31,212 | £6,965 | £76,510 | 29.8% |
| Yr 5 | £46,195 | £869,456 | £32,815 | £15,534 | £134,989 | 52.6% |
| Yr 10 | £52,265 | £1,007,937 | £37,186 | £51,880 | £309,818 | 120.7% |
| Yr 15 | £59,133 | £1,168,476 | £42,131 | £111,775 | £530,250 | 206.6% |
| Yr 20 | £66,904 | £1,354,583 | £47,726 | £198,312 | £802,895 | 312.9% |
| Yr 25 | £75,695 | £1,570,333 | £54,056 | £314,992 | £1,135,325 | 442.4% |
| Yr 30 | £85,642 | £1,820,447 | £61,217 | £465,776 | £1,536,223 | 598.7% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
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● Approved ● Pending ● Refused
🌎 Area Profile — Greater London ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £2,965 | 4.7% | 3.0% | £-1,157 | -13.5% |
| Conservative | £3,244 | 5.2% | 3.6% | £-345 | -2.5% |
| Base | £3,488 | 5.6% | 4.0% | £131 | 2.3% |
| Optimistic | £3,767 | 6.0% | 4.4% | £641 | 7.7% |
| Bull | £4,116 | 6.6% | 4.9% | £1,216 | 14.4% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●5.58% |
| Net Yield | ●3.96% |
| Net Annual Income | £29,691 |
| Deductions: void 8% (−£3,348) · mgmt 10% (−£4,185) · maint 10% (−£4,185) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £2,339 |
| Monthly Cashflow (IO) | ●£135 |
| Cash-on-Cash Return | ●0.61% |
| 5-Year IRR | ●2.3% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £65,000 |
| SDLT Effective Rate | 8.67% |
| SDLT (Company) | £112,500 |
| Section 24 Extra Tax/yr (higher rate) | £5,625 |
| SPV Annual Saving | £7,377 |
| SPV Breakeven | 6.4 yrs |
| CGT Projected Sale (5yr) | £869,456 |
| Less: Purchase Price | −£750,000 |
| Less: Buying Costs (SDLT + legal) | −£67,600 |
| Less: Selling Costs (est. 2.5%) | −£21,736 |
| = CGT Net Gain (5yr) | £30,120 |
| CGT at 24% | £6,509 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £2,965 | 4.7% | 3.0% | £-1,157 | -13.5% |
| Conservative | £3,244 | 5.2% | 3.6% | £-345 | -2.5% |
| Base | £3,488 | 5.6% | 4.0% | £131 | 2.3% |
| Optimistic | £3,767 | 6.0% | 4.4% | £641 | 7.7% |
| Bull | £4,116 | 6.6% | 4.9% | £1,216 | 14.4% |
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