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Semi-Detached · 1 bed
Supports major UK property portals
Suggested Offer Range
Already 20% below the area median — limited negotiation margin. Strong value at current asking price. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · Yorkshire and The Humber rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £3,400 |
| Bathroom | £2,500 |
| Living Room | £1,450 |
| Hallway / Stairs | £550 |
| Master Bedroom | £3,400 |
| Total Estimated Refurb | £10,800 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Burngreave Building Company: Sheffield Builders & Roofing ... | 0114 228 9110 | — |
| decorator | Richard Smithson Decorating Services: Home | 07831 588 477 | — |
| photographer | Melissa Sadler Photography | 04088097675 | — |
Property Details
- Asking Price
- £145,000
- Property Type
- Semi-Detached
- Bedrooms
- 1
- Bathrooms
- N/A
- Floor Area
- 600–700 sqft
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £8,178 | £149,350 | £5,443 | £6 | £4,356 | 9.1% |
| Yr 3 | £8,592 | £158,445 | £5,741 | £462 | £13,908 | 29.0% |
| Yr 5 | £9,027 | £168,095 | £6,054 | £1,538 | £24,632 | 51.3% |
| Yr 10 | £10,213 | £194,868 | £6,909 | £7,142 | £57,010 | 118.8% |
| Yr 15 | £11,555 | £225,905 | £7,875 | £17,349 | £98,254 | 204.7% |
| Yr 20 | £13,074 | £261,886 | £8,968 | £32,761 | £149,647 | 311.8% |
| Yr 25 | £14,792 | £303,598 | £10,205 | £54,064 | £212,662 | 443.0% |
| Yr 30 | £16,736 | £351,953 | £11,605 | £82,031 | £288,984 | 602.1% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
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● Approved ● Pending ● Refused
🌎 Area Profile — Yorkshire ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £580 | 4.8% | 2.8% | £-249 | -13.7% |
| Conservative | £634 | 5.2% | 3.4% | £-92 | -2.2% |
| Base | £682 | 5.6% | 3.8% | £1 | 2.6% |
| Optimistic | £737 | 6.1% | 4.2% | £100 | 8.0% |
| Bull | £805 | 6.7% | 4.8% | £212 | 14.9% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●5.64% |
| Net Yield | ●3.76% |
| Net Annual Income | £5,447 |
| Deductions: void 8% (−£654) · mgmt 10% (−£818) · maint 10% (−£818) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £452 |
| Monthly Cashflow (IO) | ●£2 |
| Cash-on-Cash Return | ●0.02% |
| 5-Year IRR | ●2.6% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £7,650 |
| SDLT Effective Rate | 5.28% |
| SDLT (Company) | £7,650 |
| Section 24 Extra Tax/yr (higher rate) | £1,088 |
| SPV Annual Saving | £1,529 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £168,095 |
| Less: Purchase Price | −£145,000 |
| Less: Buying Costs (SDLT + legal) | −£10,250 |
| Less: Selling Costs (est. 2.5%) | −£4,202 |
| = CGT Net Gain (5yr) | £8,643 |
| CGT at 24% | £1,354 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £580 | 4.8% | 2.8% | £-249 | -13.7% |
| Conservative | £634 | 5.2% | 3.4% | £-92 | -2.2% |
| Base | £682 | 5.6% | 3.8% | £1 | 2.6% |
| Optimistic | £737 | 6.1% | 4.2% | £100 | 8.0% |
| Bull | £805 | 6.7% | 4.8% | £212 | 14.9% |
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