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Semi-Detached · 3 bed
Supports major UK property portals
Suggested Offer Range
Already 17% below the area median — limited negotiation margin. Strong value at current asking price. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · Yorkshire and The Humber rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £3,400 |
| Bathroom | £2,500 |
| Living Room | £1,450 |
| Hallway / Stairs | £550 |
| Master Bedroom | £1,100 |
| Bedroom 2 | £1,100 |
| Bedroom 3 | £1,100 |
| Total Estimated Refurb | £10,800 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Burngreave Building Company: Sheffield Builders & Roofing ... | 0114 228 9110 | — |
| decorator | Richard Smithson Decorating Services: Home | 07831 588 477 | — |
| photographer | Melissa Sadler Photography | 04088097675 | — |
Property Details
- Asking Price
- £199,950
- Property Type
- Semi-Detached
- Bedrooms
- 3
- Bathrooms
- N/A
- Floor Area
- 1,200–1,300 sqft
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £11,457 | £205,948 | £7,804 | £306 | £6,305 | 9.6% |
| Yr 3 | £12,037 | £218,491 | £8,222 | £1,542 | £20,083 | 30.6% |
| Yr 5 | £12,647 | £231,797 | £8,661 | £3,645 | £35,491 | 54.1% |
| Yr 10 | £14,308 | £268,716 | £9,857 | £12,987 | £81,753 | 124.7% |
| Yr 15 | £16,189 | £311,516 | £11,211 | £28,776 | £140,342 | 214.0% |
| Yr 20 | £18,316 | £361,132 | £12,742 | £51,859 | £213,041 | 324.8% |
| Yr 25 | £20,723 | £418,651 | £14,475 | £83,194 | £301,895 | 460.3% |
| Yr 30 | £23,446 | £485,331 | £16,436 | £123,866 | £409,247 | 624.0% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — Yorkshire ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £811 | 4.9% | 2.9% | £-322 | -13.0% |
| Conservative | £887 | 5.3% | 3.5% | £-103 | -1.7% |
| Base | £954 | 5.7% | 3.9% | £25 | 3.1% |
| Optimistic | £1,030 | 6.2% | 4.4% | £163 | 8.6% |
| Bull | £1,126 | 6.8% | 4.9% | £319 | 15.4% |
⚠ Condition Flags
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●5.73% |
| Net Yield | ●3.9% |
| Net Annual Income | £7,798 |
| Deductions: void 8% (−£917) · mgmt 10% (−£1,146) · maint 10% (−£1,146) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £624 |
| Monthly Cashflow (IO) | ●£26 |
| Cash-on-Cash Return | ●0.46% |
| 5-Year IRR | ●3.1% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £11,496 |
| SDLT Effective Rate | 5.75% |
| SDLT (Company) | £11,496 |
| Section 24 Extra Tax/yr (higher rate) | £1,500 |
| SPV Annual Saving | £2,089 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £231,797 |
| Less: Purchase Price | −£199,950 |
| Less: Buying Costs (SDLT + legal) | −£14,096 |
| Less: Selling Costs (est. 2.5%) | −£5,795 |
| = CGT Net Gain (5yr) | £11,956 |
| CGT at 24% | £2,149 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £811 | 4.9% | 2.9% | £-322 | -13.0% |
| Conservative | £887 | 5.3% | 3.5% | £-103 | -1.7% |
| Base | £954 | 5.7% | 3.9% | £25 | 3.1% |
| Optimistic | £1,030 | 6.2% | 4.4% | £163 | 8.6% |
| Bull | £1,126 | 6.8% | 4.9% | £319 | 15.4% |
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