🔒 Sign in to view the address
Terraced · 3 bed
Supports major UK property portals
Suggested Offer Range
Already 29% below the area median — limited negotiation margin. Strong value at current asking price. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
AI condition score: 5/10 · South East rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £4,700 |
| Bathroom | £3,450 |
| Living Room | £2,000 |
| Hallway / Stairs | £750 |
| Master Bedroom | £1,550 |
| Bedroom 2 | £1,550 |
| Bedroom 3 | £1,550 |
| Total Estimated Refurb | £15,000 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Builders in Portsmouth & Southampton | Limewood Builders ... | 023 8218 0519 | — |
| decorator | Painters and Decorators in Portsmouth: Stark and Son | 07446 099673 | — |
| photographer | Musselwhite Photography | 023 9343 0100 | — |
Property Details
- Asking Price
- £275,000
- Property Type
- Terraced
- Bedrooms
- 3
- Bathrooms
- N/A
- Est. Floor Area
- 1,200–1,300 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £16,060 | £283,250 | £11,118 | £806 | £9,056 | 10.0% |
| Yr 3 | £16,873 | £300,500 | £11,704 | £3,292 | £28,791 | 31.9% |
| Yr 5 | £17,727 | £318,800 | £12,319 | £6,992 | £50,793 | 56.2% |
| Yr 10 | £20,057 | £369,577 | £13,996 | £21,972 | £116,549 | 129.0% |
| Yr 15 | £22,692 | £428,441 | £15,893 | £45,988 | £199,429 | 220.7% |
| Yr 20 | £25,674 | £496,681 | £18,041 | £80,228 | £301,909 | 334.2% |
| Yr 25 | £29,048 | £575,789 | £20,470 | £126,036 | £426,824 | 472.4% |
| Yr 30 | £32,865 | £667,497 | £23,218 | £184,931 | £577,428 | 639.1% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — South East England ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,137 | 5.0% | 3.1% | £-415 | -12.5% |
| Conservative | £1,244 | 5.4% | 3.6% | £-111 | -1.3% |
| Base | £1,338 | 5.8% | 4.0% | £67 | 3.5% |
| Optimistic | £1,445 | 6.3% | 4.5% | £259 | 8.9% |
| Bull | £1,579 | 6.9% | 5.1% | £475 | 15.7% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●5.84% |
| Net Yield | ●4.04% |
| Net Annual Income | £11,115 |
| Deductions: void 8% (−£1,285) · mgmt 10% (−£1,606) · maint 10% (−£1,606) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £858 |
| Monthly Cashflow (IO) | ●£68 |
| Cash-on-Cash Return | ●0.89% |
| 5-Year IRR | ●3.5% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £17,500 |
| SDLT Effective Rate | 6.36% |
| SDLT (Company) | £17,500 |
| Section 24 Extra Tax/yr (higher rate) | £2,063 |
| SPV Annual Saving | £2,874 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £318,800 |
| Less: Purchase Price | −£275,000 |
| Less: Buying Costs (SDLT + legal) | −£20,100 |
| Less: Selling Costs (est. 2.5%) | −£7,970 |
| = CGT Net Gain (5yr) | £15,730 |
| CGT at 24% | £3,055 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,137 | 5.0% | 3.1% | £-415 | -12.5% |
| Conservative | £1,244 | 5.4% | 3.6% | £-111 | -1.3% |
| Base | £1,338 | 5.8% | 4.0% | £67 | 3.5% |
| Optimistic | £1,445 | 6.3% | 4.5% | £259 | 8.9% |
| Bull | £1,579 | 6.9% | 5.1% | £475 | 15.7% |
Run the numbers on this deal
Use our free Rental Yield Calculator to calculate gross yield, net yield, monthly cash flow, and mortgage stress tests.
Calculate Rental Yield →