🔒 Sign in to view the address — Newcastle Upon Tyne
Flat · 1 bed
Supports major UK property portals
Suggested Offer Range
Already 25% below the area median — limited negotiation margin. Strong value at current asking price. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
AI condition score: 7/10 · North East rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £1,550 |
| Bathroom | £1,150 |
| Living Room | £650 |
| Master Bedroom | £1,550 |
| Entrance Hall | £200 |
| Total Estimated Refurb | £4,250 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | DP Construction NE Ltd | Builders | Newcastle, UK | 0191 256 6655 | — |
| decorator | Painter & Decorator Newcastle | Gosforth | Jesmond | 0191 284 1798 | — |
| photographer | Geoff Love Photography: Wedding Photographer Newcastle | 04615625410 | — |
Property Details
- Asking Price
- £65,000
- Property Type
- Flat
- Bedrooms
- 1
- Bathrooms
- N/A
- Est. Floor Area
- 600–700 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £6,598 | £66,950 | £4,305 | £1,868 | £3,818 | 16.2% |
| Yr 3 | £6,931 | £71,027 | £4,546 | £5,962 | £11,990 | 50.8% |
| Yr 5 | £7,282 | £75,353 | £4,798 | £10,556 | £20,909 | 88.6% |
| Yr 10 | £8,239 | £87,355 | £5,487 | £24,393 | £46,748 | 198.1% |
| Yr 15 | £9,322 | £101,268 | £6,267 | £41,943 | £78,211 | 331.4% |
| Yr 20 | £10,547 | £117,397 | £7,149 | £63,692 | £116,089 | 491.9% |
| Yr 25 | £11,933 | £136,096 | £8,147 | £90,194 | £161,289 | 683.4% |
| Yr 30 | £13,501 | £157,772 | £9,276 | £122,072 | £214,844 | 910.4% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — North East England ⓘ What are deciles?
📄 Lease Information
Estimated remaining lease: 83 years. Below 85 years — approaching mortgage threshold; consider a lease extension.
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £468 | 8.6% | 4.9% | £3 | -5.1% |
| Conservative | £512 | 9.4% | 5.9% | £98 | 4.7% |
| Base | £550 | 10.2% | 6.6% | £156 | 8.8% |
| Optimistic | £594 | 11.0% | 7.4% | £220 | 13.5% |
| Bull | £649 | 12.0% | 8.4% | £294 | 19.5% |
⚠ Condition Flags
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●10.15% |
| Net Yield | ●6.63% |
| Net Annual Income | £4,307 |
| Deductions: void 8% (−£528) · mgmt 10% (−£660) · maint 10% (−£660) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £203 |
| Monthly Cashflow (IO) | ●£156 |
| Cash-on-Cash Return | ●7.92% |
| 5-Year IRR | ●8.8% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £3,250 |
| SDLT Effective Rate | 5.0% |
| SDLT (Company) | £3,250 |
| Section 24 Extra Tax/yr (higher rate) | £488 |
| SPV Annual Saving | £1,157 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £75,353 |
| Less: Purchase Price | −£65,000 |
| Less: Buying Costs (SDLT + legal) | −£5,850 |
| Less: Selling Costs (est. 2.5%) | −£1,884 |
| = CGT Net Gain (5yr) | £2,619 |
| CGT at 24% | £— |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £468 | 8.6% | 4.9% | £3 | -5.1% |
| Conservative | £512 | 9.4% | 5.9% | £98 | 4.7% |
| Base | £550 | 10.2% | 6.6% | £156 | 8.8% |
| Optimistic | £594 | 11.0% | 7.4% | £220 | 13.5% |
| Bull | £649 | 12.0% | 8.4% | £294 | 19.5% |
Run the numbers on this deal
Use our free Rental Yield Calculator to calculate gross yield, net yield, monthly cash flow, and mortgage stress tests.
Calculate Rental Yield →