🔒 Sign in to view the address
Semi-Detached · 3 bed
Supports major UK property portals
Suggested Offer Range
Asking price is 33% above the area median. Offers anchored to area median of £131,000. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
AI condition score: 8/10 · North East rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £650 |
| Bathroom | £450 |
| Living Room | £300 |
| Hallway / Stairs | £100 |
| Master Bedroom | £200 |
| Bedroom 2 | £200 |
| Bedroom 3 | £200 |
| Total Estimated Refurb | £1,700 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | DP Construction NE Ltd | Builders | Newcastle, UK | 0191 256 6655 | — |
| decorator | Painter & Decorator Newcastle | Gosforth | Jesmond | 0191 284 1798 | — |
| photographer | Geoff Love Photography: Wedding Photographer Newcastle | 04615625410 | — |
Property Details
- Asking Price
- £175,000
- Property Type
- Semi-Detached
- Bedrooms
- 3
- Bathrooms
- N/A
- Est. Floor Area
- 800–900 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £14,105 | £180,250 | £9,711 | £3,148 | £8,398 | 14.6% |
| Yr 3 | £14,819 | £191,227 | £10,225 | £10,212 | £26,440 | 45.9% |
| Yr 5 | £15,569 | £202,873 | £10,765 | £18,344 | £46,217 | 80.2% |
| Yr 10 | £17,615 | £235,185 | £12,238 | £43,702 | £103,887 | 180.4% |
| Yr 15 | £19,930 | £272,644 | £13,905 | £76,997 | £174,641 | 303.2% |
| Yr 20 | £22,549 | £316,069 | £15,790 | £119,271 | £260,341 | 452.0% |
| Yr 25 | £25,512 | £366,411 | £17,924 | £171,705 | £363,116 | 630.4% |
| Yr 30 | £28,865 | £424,771 | £20,337 | £235,633 | £485,404 | 842.7% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — North East England ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,000 | 6.9% | 4.2% | £-98 | -6.9% |
| Conservative | £1,094 | 7.5% | 5.0% | £127 | 3.4% |
| Base | £1,176 | 8.1% | 5.6% | £263 | 7.9% |
| Optimistic | £1,270 | 8.7% | 6.2% | £411 | 12.9% |
| Bull | £1,388 | 9.5% | 7.0% | £580 | 19.4% |
⚠ Condition Flags
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●8.06% |
| Net Yield | ●5.55% |
| Net Annual Income | £9,716 |
| Deductions: void 8% (−£1,128) · mgmt 10% (−£1,410) · maint 10% (−£1,410) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £546 |
| Monthly Cashflow (IO) | ●£264 |
| Cash-on-Cash Return | ●5.47% |
| 5-Year IRR | ●7.9% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £9,750 |
| SDLT Effective Rate | 5.57% |
| SDLT (Company) | £9,750 |
| Section 24 Extra Tax/yr (higher rate) | £1,312 |
| SPV Annual Saving | £2,415 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £202,873 |
| Less: Purchase Price | −£175,000 |
| Less: Buying Costs (SDLT + legal) | −£12,350 |
| Less: Selling Costs (est. 2.5%) | −£5,072 |
| = CGT Net Gain (5yr) | £10,451 |
| CGT at 24% | £1,788 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,000 | 6.9% | 4.2% | £-98 | -6.9% |
| Conservative | £1,094 | 7.5% | 5.0% | £127 | 3.4% |
| Base | £1,176 | 8.1% | 5.6% | £263 | 7.9% |
| Optimistic | £1,270 | 8.7% | 6.2% | £411 | 12.9% |
| Bull | £1,388 | 9.5% | 7.0% | £580 | 19.4% |
Run the numbers on this deal
Use our free Rental Yield Calculator to calculate gross yield, net yield, monthly cash flow, and mortgage stress tests.
Calculate Rental Yield →