🔒 Sign in to view the address
Flat · 2 bed
Supports major UK property portals
Suggested Offer Range
Close to area median. Standard 3–10% negotiation range. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
AI condition score: 7/10 · North East rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £1,550 |
| Bathroom | £1,150 |
| Living Room | £650 |
| Master Bedroom | £800 |
| Bedroom 2 | £800 |
| Entrance Hall | £200 |
| Total Estimated Refurb | £4,250 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | DP Construction NE Ltd | Builders | Newcastle, UK | 0191 256 6655 | — |
| decorator | Painter & Decorator Newcastle | Gosforth | Jesmond | 0191 284 1798 | — |
| photographer | Geoff Love Photography: Wedding Photographer Newcastle | 04615625410 | — |
Property Details
- Asking Price
- £65,000
- Property Type
- Flat
- Bedrooms
- 2
- Bathrooms
- N/A
- Floor Area
- 500–600 sqft
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £7,501 | £66,950 | £4,956 | £2,518 | £4,468 | 18.9% |
| Yr 3 | £7,881 | £71,027 | £5,229 | £7,963 | £13,990 | 59.3% |
| Yr 5 | £8,280 | £75,353 | £5,516 | £13,975 | £24,328 | 103.1% |
| Yr 10 | £9,368 | £87,355 | £6,300 | £31,681 | £54,036 | 229.0% |
| Yr 15 | £10,599 | £101,268 | £7,186 | £53,608 | £89,876 | 380.8% |
| Yr 20 | £11,991 | £117,397 | £8,189 | £80,310 | £132,707 | 562.3% |
| Yr 25 | £13,567 | £136,096 | £9,323 | £112,414 | £183,510 | 777.6% |
| Yr 30 | £15,350 | £157,772 | £10,607 | £150,631 | £243,403 | 1031.4% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — North East England ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £531 | 9.8% | 5.7% | £44 | -1.7% |
| Conservative | £581 | 10.7% | 6.8% | £146 | 7.6% |
| Base | £625 | 11.5% | 7.6% | £210 | 11.5% |
| Optimistic | £675 | 12.5% | 8.5% | £280 | 16.0% |
| Bull | £738 | 13.6% | 9.7% | £361 | 21.8% |
⚠ Condition Flags
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●11.54% |
| Net Yield | ●7.62% |
| Net Annual Income | £4,955 |
| Deductions: void 8% (−£600) · mgmt 10% (−£750) · maint 10% (−£750) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £203 |
| Monthly Cashflow (IO) | ●£210 |
| Cash-on-Cash Return | ●10.67% |
| 5-Year IRR | ●11.5% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £3,250 |
| SDLT Effective Rate | 5.0% |
| SDLT (Company) | £3,250 |
| Section 24 Extra Tax/yr (higher rate) | £488 |
| SPV Annual Saving | £1,283 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £75,353 |
| Less: Purchase Price | −£65,000 |
| Less: Buying Costs (SDLT + legal) | −£5,850 |
| Less: Selling Costs (est. 2.5%) | −£1,884 |
| = CGT Net Gain (5yr) | £2,619 |
| CGT at 24% | £— |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £531 | 9.8% | 5.7% | £44 | -1.7% |
| Conservative | £581 | 10.7% | 6.8% | £146 | 7.6% |
| Base | £625 | 11.5% | 7.6% | £210 | 11.5% |
| Optimistic | £675 | 12.5% | 8.5% | £280 | 16.0% |
| Bull | £738 | 13.6% | 9.7% | £361 | 21.8% |
Run the numbers on this deal
Use our free Rental Yield Calculator to calculate gross yield, net yield, monthly cash flow, and mortgage stress tests.
Calculate Rental Yield →