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Flat · 1 bed
Supports major UK property portals
Suggested Offer Range
Close to area median. Standard 3–10% negotiation range. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
AI condition score: 6/10 · London rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £2,650 |
| Bathroom | £2,000 |
| Living Room | £1,150 |
| Master Bedroom | £2,650 |
| Entrance Hall | £250 |
| Total Estimated Refurb | £7,250 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Home Builder London Ltd: Building & Renovation Services | 07473 463936 | — |
| decorator | Painting and Decorating London - David Banks & Company | 020 7385 9759 | — |
| photographer | London vacation photographer | 07879 455 932 | — |
Property Details
- Asking Price
- £210,000
- Property Type
- Flat
- Bedrooms
- 1
- Bathrooms
- N/A
- Floor Area
- 500–600 sqft
- Article 4 Area
- ⚠️ Yes — SA/HMO may need planning consent
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £16,485 | £216,300 | £11,424 | £3,549 | £9,849 | 14.3% |
| Yr 3 | £17,320 | £229,473 | £12,025 | £11,545 | £31,018 | 45.1% |
| Yr 5 | £18,196 | £243,448 | £12,656 | £20,788 | £54,236 | 78.8% |
| Yr 10 | £20,588 | £282,222 | £14,378 | £49,775 | £121,998 | 177.3% |
| Yr 15 | £23,293 | £327,173 | £16,326 | £88,038 | £205,211 | 298.3% |
| Yr 20 | £26,354 | £379,283 | £18,530 | £136,795 | £306,078 | 444.9% |
| Yr 25 | £29,817 | £439,693 | £21,023 | £197,425 | £427,119 | 620.8% |
| Yr 30 | £33,735 | £509,725 | £23,844 | £271,490 | £571,215 | 830.3% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
2 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — Greater London ⓘ What are deciles?
📄 Lease Information
Estimated remaining lease: 148 years.
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,167 | 6.7% | 4.1% | £-132 | -7.2% |
| Conservative | £1,277 | 7.3% | 4.9% | £135 | 3.1% |
| Base | £1,373 | 7.8% | 5.4% | £295 | 7.6% |
| Optimistic | £1,483 | 8.5% | 6.1% | £470 | 12.7% |
| Bull | £1,620 | 9.3% | 6.8% | £669 | 19.2% |
⚠ Condition Flags
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●7.85% |
| Net Yield | ●5.44% |
| Net Annual Income | £11,418 |
| Deductions: void 8% (−£1,319) · mgmt 10% (−£1,648) · maint 10% (−£1,648) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £655 |
| Monthly Cashflow (IO) | ●£296 |
| Cash-on-Cash Return | ●5.15% |
| 5-Year IRR | ●7.6% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £12,200 |
| SDLT Effective Rate | 5.81% |
| SDLT (Company) | £12,200 |
| Section 24 Extra Tax/yr (higher rate) | £1,575 |
| SPV Annual Saving | £2,811 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £243,448 |
| Less: Purchase Price | −£210,000 |
| Less: Buying Costs (SDLT + legal) | −£14,800 |
| Less: Selling Costs (est. 2.5%) | −£6,086 |
| = CGT Net Gain (5yr) | £12,562 |
| CGT at 24% | £2,295 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,167 | 6.7% | 4.1% | £-132 | -7.2% |
| Conservative | £1,277 | 7.3% | 4.9% | £135 | 3.1% |
| Base | £1,373 | 7.8% | 5.4% | £295 | 7.6% |
| Optimistic | £1,483 | 8.5% | 6.1% | £470 | 12.7% |
| Bull | £1,620 | 9.3% | 6.8% | £669 | 19.2% |
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